Doctor Profile
Debra N. Schaaf
Cumberland, MD 21502
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💳 Check Plan Coverage 📞 Call Office 🗺️ Get Directions 🏛️ Verify on Medicare.govReviewed by: Wes Ward, Founder & Data Lead • View our methodology
Important: We are not affiliated with Medicare, CMS, or Debra N. Schaaf's practice. This page displays publicly available CMS data to help you research Medicare providers. We do not sell insurance or represent any insurance company. For official enrollment and complete plan information, visit Medicare.gov or call 1-800-MEDICARE.
Medicare Plans That Cover Debra Schaaf, CP
See which plans Debra Schaaf, CP accepts
We're pulling plan acceptance data directly from insurance carrier provider directories. Until that feed is live for Maryland, the fastest way to find a Medicare plan that covers Debra Schaaf, CP is to compare every Medicare Advantage and Part D plan available near 21502, WV — the Clinical Psychologist's office can quickly confirm which of the top local plans they accept.
Compare Medicare Plans near 21502, WV →Or call the office at (301) 724-5544 to confirm acceptance directly.
What Debra Schaaf, CP Does
Debra Schaaf, CP served 78 Medicare patients across 599 services in the latest CMS reporting year. That's 57% below the average Clinical Psychologist in Maryland (182 patients across 185 doctors).
| Procedure | Services | Medicare Patients |
|---|---|---|
| Psychotherapy, 45 minutes (90834) | 526 | 36 |
| Psychotherapy, 1 hour (90837) | 47 | 17 |
| Psychiatric diagnostic evaluation (90791) | 26 | 25 |
How to read this: "Services" are the total times Debra Schaaf, CP billed Medicare for each procedure in the latest reporting year. "Patients" counts unique Medicare beneficiaries. Procedures are shown in plain English; the underlying HCPCS codes are available on request.
Hospital Affiliations
CMS does not list any hospital affiliations for Debra Schaaf, CP. This is common for office-based practitioners who don't admit patients to hospitals.
Practice Location & Telehealth Readiness
Debra Schaaf, CP practices at the address below. If you're evaluating Medicare coverage, location matters for in-network access and — when Debra Schaaf, CP offers telehealth — broadband availability at your home matters for virtual visits.
Address: 7 WASHINGTON ST, Cumberland, MD 21502
Phone: (301) 724-5544
Practice Accessibility
Average commute time in this zip · 87% of residents drive to work. Practical context for patients deciding whether to make the trip. See the full neighborhood profile at BestNeighborhood.org.
Telehealth Readiness
Households with fiber broadband — important for reliable virtual visits. Check your address at ISPReports.org.
Other Mental Health Doctors near 21502, WV
If Debra Schaaf, CP isn't accepting new patients or isn't in your plan's network, these are the closest mental health doctors near 21502, WV:
| Doctor | Specialty | Medicare Patients / yr | Distance |
|---|---|---|---|
| Sarah Thayil | Psychiatry | — | <1 mi |
| Alyssa Beda | Psychiatry | — | <1 mi |
| Emily Russell | Clinical Psychologist | — | 1.3 mi |
| Ronald J. Dahl | Clinical Psychologist | — | 1.4 mi |
| Nirmalam Nagulendran | Psychiatry | 120 | 2.3 mi |
How to Use This Information
Choosing a Medicare plan that covers Debra Schaaf, CP takes three steps:
- Verify network status. Medicare Advantage plans each have their own provider networks. The same doctor may be in-network for one plan and out-of-network for another. Compare all Medicare plans near 21502, WV →
- Confirm directly with the office. Call Debra Schaaf, CP's office at (301) 724-5544 to verify they're accepting new patients and which plans they currently accept. Use our printable question list →
- Check enrollment windows. You can only switch Medicare plans during specific periods. Missing a deadline can cost you a year of coverage. Review enrollment dates →
Debra N. Schaaf: Common Questions
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About the Reviewer
Wes Ward
Founder & Data Lead
Wes Ward reviews all doctor profiles and methodology for data accuracy. Every Medicare provider page on this site — including the utilization statistics, hospital affiliations, and geocoded practice address — goes through his data-validation pipeline before publication. We display only publicly available CMS data; you never need to enter personal information to see any of it.
With 25+ years in data analytics — including work with highly regulated genomic data at Ancestry.com — Wes brings enterprise-level rigor to healthcare transparency. He is also a co-founder of BestNeighborhood.org (neighborhood data), CrimeGrade.org (block-level safety analytics), and ISPReports.org (broadband availability for telehealth). Those sister sites power the location and telehealth-readiness context on this page.
View full profile → • LinkedIn
Data sources: CMS NPPES (2026), CMS Medicare Provider Utilization & Payment Data (2023), CMS Physician Compare, CrimeGrade.org, BestNeighborhood.org, ISPReports.org. This page is for informational purposes only. Always verify coverage directly with the plan and practice. Read our full methodology → • Privacy policy
Medicare Resources
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How to Choose a Medicare Plan
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Enrollment Checklist
Printable step-by-step guide to gather your info and enroll.
Enrollment Dates & Deadlines
Key periods, timelines, and penalty calculations.
Questions for Your Doctor
Printable list to discuss Medicare with Debra Schaaf, CP or any physician.
Medicare Glossary
Definitions for 40+ complex Medicare terms.
Our Methodology
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