Compare & Enroll — Part C & Part D

Compare & Enroll in Medicare Plans in 33321, FL

With 231 Medicare Advantage options from 23 insurers, 33321, FL has significantly more plan choices than the national average, suggesting a highly competitive market where insurers often lower premiums to attract members. Approximately 96% of local MA plans charge $0 beyond the standard Part B premium, reflecting strong price competition. With 10 hospitals within 25.0 miles, most local plan networks should offer strong provider access. We've organized the CMS data below to help you cross-reference plan costs, quality ratings, and local provider access. Compare plans below, and when you're ready, enroll directly at Medicare.gov.

📊 Direct from CMS 🚫 No agents or commissions ✓ Just the data, no sales pitch
Compare Plans at Medicare.gov →

Data freshness: CMS data as of February 2026 • ACS data as of 2023 • CDC PLACES data as of 2025 • Reviewed & approved on 2026-02-16 • Page last updated May 2026
Reviewed by: Wes Ward, Founder & Data Lead • View our methodology

Important: We are not affiliated with Medicare or any government agency. This site displays publicly available CMS data to help you compare plans. We do not sell insurance or represent any insurance company. For official enrollment and complete plan information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

Important: Plan availability, benefits, and CMS Star Ratings shown here come directly from CMS public files. Plan details can change—always verify with the insurer and at Medicare.gov.
Part C Plans
231
Part D Plans
20
Top MA Star
5.0
Top Drug Star
3.5
Happy senior couple reviewing Medicare plan options together

Medicare Eligibility in 33321, FL

Approximately 14,538 residents (25.4% of the population) in 33321, FL are 65 or older and likely Medicare-eligible. Whether you're approaching 65, already enrolled, or a caregiver comparing options, the plan data below is organized to help you evaluate Part C (Medicare Advantage) and Part D (prescription drug) coverage side by side.

The median household income in 33321, FL is $66,836 (11.1% below the National Average), which may affect eligibility for Extra Help with Part D drug costs.

Part C: Medicare Advantage Plans

Medicare Advantage (Part C) replaces Original Medicare through private insurers who bundle hospital, medical, and often drug coverage into a single plan. 33321, FL's 231 Medicare Advantage plans are predominantly HMO-based (165 HMO vs. 65 PPO), meaning most require referrals and in-network care. 222 plans offer $0 monthly premiums. Quality is strong—the average local star rating is 4.1 out of 5, with the top plan earning 5.0 ★.

Top Medicare Advantage Plans in 33321, FL

We organize CMS plan data into separate leaderboards so you can compare based on what matters most to you. Part C premiums in 33321, FL range from $0 to $90/month. Among rated plans, 148 plans rated 4+ stars, including 17 with perfect 5-star ratings.

Highest CMS Star Ratings

Star Ratings are assigned by CMS based on quality measures including customer service, preventive care, and managing chronic conditions.

Plan NameInsurerStar RatingPremiumType
Devoted Giveback 014 Fl (HMO)Devoted Health5.0 ★$0.00/moHMOEnroll
Devoted Giveback 015 Fl (HMO)Devoted Health5.0 ★$0.00/moHMOEnroll
Devoted Dual Plus 054 Fl (HMO D-SNP)Devoted Health5.0 ★$0.00/moHMO D-SNPEnroll
Devoted Dual Plus 055 Fl (HMO D-SNP)Devoted Health5.0 ★$0.00/moHMO D-SNPEnroll
Devoted C-Snp Plus 086 Fl (HMO C-SNP)Devoted Health5.0 ★$0.00/moHMO C-SNPEnroll

Lowest Monthly Premium

Lower premiums can save money, but check total costs including deductibles, copays, and MOOP.

Plan NameInsurerMonthly PremiumMOOPStar Rating
Humana Gold Plus H1036-065c (HMO)Humana$0.00/mo$1,0004.0 ★
Humana Gold Plus H1036-062c (HMO)Humana$0.00/mo$1,6254.0 ★
Uhc Preferred Medicare Advantage Fl-0002 (HMO)Unitedhealthcare$0.00/mo$2,9004.5 ★
Humana Full Access Giveback H5216-311 (PPO)Humana$0.00/mo$6,7003.5 ★
Aarp Medicare Advantage From Uhc Fl-0026 (PPO)Unitedhealthcare$0.00/mo$6,7004.0 ★

Lowest Maximum Out-of-Pocket (MOOP)

MOOP caps your financial risk. Once you hit this limit, the plan covers 100% of covered services for the rest of the year.

Plan NameInsurerMOOP (In-Network)PremiumStar Rating
Simply Complete Platinum (HMO D-SNP)Simply Healthcare Plans, Inc.$500$0.00/mo4.5 ★
Simply Integrated Platinum (HMO D-SNP)Simply Healthcare Plans, Inc.$500$0.00/mo4.5 ★
Simply Integrated (HMO D-SNP)Simply Healthcare Plans, Inc.$500$0.00/mo4.5 ★
Simply Complete (HMO D-SNP)Simply Healthcare Plans, Inc.$500$0.00/mo4.5 ★
Simply Complete (HMO D-SNP)Simply Healthcare Plans, Inc.$500$0.00/mo4.5 ★

Plan Type Mix in 33321, FL

HMO plans require referrals and in-network care. PPO plans offer more flexibility. SNP (Special Needs Plans) serve specific populations. MAPD plans include drug coverage.

Plan TypeCountPercentageDescription
HMO D-SNP5122.1%Medicare Advantage plan
HMO5122.1%Requires referrals; in-network only
PPO4419.0%No referrals; in and out-of-network
HMO C-SNP2510.8%Medicare Advantage plan
HMO-POS146.1%HMO with some out-of-network options
HMO-POS D-SNP104.3%Medicare Advantage plan
Regional PPO83.5%Medicare Advantage plan
HMO-POS C-SNP83.5%Medicare Advantage plan
PPO D-SNP73.0%Medicare Advantage plan
HMO I-SNP52.2%Medicare Advantage plan
PPO I-SNP31.3%Medicare Advantage plan
PPO C-SNP20.9%Medicare Advantage plan
Regional PPO D-SNP10.4%Medicare Advantage plan
HMO-POS I-SNP10.4%Medicare Advantage plan
PFFS10.4%Private Fee-for-Service

Choosing the Right Medicare Advantage Plan

The best Part C plan depends on your doctors, medications, and budget. Key factors to evaluate:

  • Provider network: Verify your doctors and hospitals near 33321, FL are in-network before enrolling
  • Total cost: A $0 premium may have higher copays—calculate your annual cost
  • Star Ratings: 4+ stars indicate above-average quality and member satisfaction

Read our full guide on choosing Medicare Advantage → · Print our enrollment checklist →
Medicare Glossary: HMO, PPO, MOOP & more →

Medicare Advantage Insurers in 33321, FL

23 insurance companies offer Medicare Advantage plans in 33321, FL. Below, we group plans by insurer so you can compare options from each company. More insurers generally means more competition and better benefits for consumers.

Devoted Health
Avg Star Rating
5.0 ★
21 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Devoted Dual 020 Fl (HMO D-SNP)
$0.00/mo
$3,900
5.0 ★
HMO D-SNP
Devoted Core 002 Fl (HMO)
$0.00/mo
$3,900
5.0 ★
HMO
Devoted Core 003 Fl (HMO)
$0.00/mo
$3,900
5.0 ★
HMO
Devoted Giveback 014 Fl (HMO)
$0.00/mo
$6,750
5.0 ★
HMO
Devoted Giveback 015 Fl (HMO)
$0.00/mo
$6,750
5.0 ★
HMO
Devoted C-Snp Choice Plus 004 Ky (PPO C-SNP)
$0.00/mo
$9,250
N/A
PPO C-SNP
Devoted Core 056 Fl (HMO)
$0.00/mo
$3,900
5.0 ★
HMO
Devoted C-Snp Choice Premium 005 Ky (PPO C-SNP)
$0.00/mo
$5,800
N/A
PPO C-SNP
Devoted C-Snp Plus 086 Fl (HMO C-SNP)
$0.00/mo
$9,250
5.0 ★
HMO C-SNP
Devoted C-Snp Plus 084 Fl (HMO C-SNP)
$0.00/mo
$9,250
5.0 ★
HMO C-SNP
Devoted Dual Full 079 Fl (HMO D-SNP)
$0.00/mo
$9,250
5.0 ★
HMO D-SNP
Devoted Dual Full 077 Fl (HMO D-SNP)
$0.00/mo
$9,250
5.0 ★
HMO D-SNP
Devoted C-Snp Premium 073 Fl (HMO C-SNP)
$0.00/mo
$3,900
5.0 ★
HMO C-SNP
Devoted Dual 021 Fl (HMO D-SNP)
$0.00/mo
$3,900
5.0 ★
HMO D-SNP
Devoted Premium 037 Fl (HMO)
$0.00/mo
$3,900
5.0 ★
HMO
Devoted Dual Plus 054 Fl (HMO D-SNP)
$0.00/mo
$9,250
5.0 ★
HMO D-SNP
Devoted Dual Plus 055 Fl (HMO D-SNP)
$0.00/mo
$9,250
5.0 ★
HMO D-SNP
Devoted Choice Giveback 002 Ky (PPO)
$0.00/mo
$9,250
N/A
PPO
Devoted Core 064 Fl (HMO)
$0.00/mo
$3,900
5.0 ★
HMO
Devoted Choice 003 Ky (PPO)
$0.00/mo
$5,700
N/A
PPO
Devoted C-Snp Premium 068 Fl (HMO C-SNP)
$0.00/mo
$3,900
5.0 ★
HMO C-SNP
Freedom Health, Inc.
Avg Star Rating
5.0 ★
9 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Freedom Medi-Medi Full (HMO D-SNP)
$0.00/mo
$500
5.0 ★
HMO D-SNP
Freedom Vip Savings Copd (HMO C-SNP)
$0.00/mo
$3,400
5.0 ★
HMO C-SNP
Freedom Vip Savings (HMO C-SNP)
$0.00/mo
$3,400
5.0 ★
HMO C-SNP
Freedom Medi-Medi Partial (HMO D-SNP)
$0.00/mo
$500
5.0 ★
HMO D-SNP
Freedom Medicare Plan Rx (HMO)
$0.00/mo
$4,200
5.0 ★
HMO
Freedom Savings Plan (HMO)
$0.00/mo
$4,200
5.0 ★
HMO
Freedom Vip Savings Copd (HMO C-SNP)
$0.00/mo
$3,400
5.0 ★
HMO C-SNP
Freedom Vip Savings (HMO C-SNP)
$0.00/mo
$3,400
5.0 ★
HMO C-SNP
Freedom Vip Care (HMO C-SNP)
$0.00/mo
$1,000
5.0 ★
HMO C-SNP
Careplus Health Plans, Inc.
Avg Star Rating
4.5 ★
11 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Careneeds Platinum (HMO D-SNP)
$0.00/mo
$3,400
4.5 ★
HMO D-SNP
Carefree Giveback (HMO)
$0.00/mo
$5,000
4.5 ★
HMO
Carebreeze Platinum (HMO-POS C-SNP)
$0.00/mo
$3,400
4.5 ★
HMO-POS C-SNP
Carecomplete Platinum (HMO-POS C-SNP)
$0.00/mo
$3,400
4.5 ★
HMO-POS C-SNP
Caresalute (HMO)
$0.00/mo
$3,900
4.5 ★
HMO
Carefree Platinum Giveback (HMO-POS)
$0.00/mo
$3,400
4.5 ★
HMO-POS
Careaccess (HMO)
$0.00/mo
$2,250
4.5 ★
HMO
Carecomplete (HMO C-SNP)
$0.00/mo
$2,000
4.5 ★
HMO C-SNP
Careneeds Extra (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Carebreeze (HMO C-SNP)
$0.00/mo
$2,000
4.5 ★
HMO C-SNP
Careone Plus (HMO-POS)
$0.00/mo
$2,000
4.5 ★
HMO-POS
Simply Healthcare Plans, Inc.
Avg Star Rating
4.5 ★
11 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Simply Extra Platinum (HMO)
$0.00/mo
$3,200
4.5 ★
HMO
Simply More Platinum (HMO)
$0.00/mo
$3,850
4.5 ★
HMO
Simply Integrated Platinum (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Simply Integrated (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Simply Integrated (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Simply Level (HMO C-SNP)
$0.00/mo
$3,450
4.5 ★
HMO C-SNP
Simply Complete (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Simply More (HMO)
$0.00/mo
$3,450
4.5 ★
HMO
Simply Complete (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Simply Complete Platinum (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Simply Level Platinum (HMO C-SNP)
$0.00/mo
$3,450
4.5 ★
HMO C-SNP
Healthsun Health Plans, Inc.
Avg Star Rating
4.5 ★
11 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Healthsun Vitalcare (HMO C-SNP)
$0.00/mo
$2,450
4.5 ★
HMO C-SNP
Healthsun Medisun Full Dual Plus (HMO D-SNP)
$0.00/mo
$3,450
4.5 ★
HMO D-SNP
Healthsun Vitalcare (HMO C-SNP)
$0.00/mo
$1,900
4.5 ★
HMO C-SNP
Healthsun Healthadvantage Plus (HMO)
$0.00/mo
$3,450
4.5 ★
HMO
Healthsun Medimax (HMO)
$0.00/mo
$3,450
4.5 ★
HMO
Healthsun Medisun Extra (HMO D-SNP)
$0.00/mo
$3,450
4.5 ★
HMO D-SNP
Healthsun Healthadvantage Plus (HMO)
$0.00/mo
$3,450
4.5 ★
HMO
Healthsun Medisun Plus (HMO D-SNP)
$0.00/mo
$3,450
4.5 ★
HMO D-SNP
Healthsun Healthadvantage Plan (HMO)
$0.00/mo
$3,450
4.5 ★
HMO
Healthsun Healthadvantage Plan (HMO)
$0.00/mo
$2,500
4.5 ★
HMO
Healthsun Medisun Full Dual Extra (HMO D-SNP)
$0.00/mo
$3,450
4.5 ★
HMO D-SNP
Optimum Healthcare, Inc.
Avg Star Rating
4.5 ★
4 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Optimum Emerald Partial (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Optimum Emerald Full (HMO D-SNP)
$0.00/mo
$500
4.5 ★
HMO D-SNP
Optimum Platinum Plan (HMO)
$0.00/mo
$1,000
4.5 ★
HMO
Optimum Gold Rewards Plan (HMO)
$0.00/mo
$1,900
4.5 ★
HMO
Doctors Healthcare Plans, Inc.
Avg Star Rating
4.5 ★
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Drflex (HMO D-SNP)
$0.00/mo
$3,400
4.5 ★
HMO D-SNP
Drselect (HMO)
$0.00/mo
$3,000
4.5 ★
HMO
Drelite-Sfl (HMO)
$0.00/mo
$3,400
4.5 ★
HMO
Aetna Medicare
Avg Star Rating
4.2 ★
23 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Aetna Medicare Signature Extra (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Value Plus (PPO)
$0.00/mo
$5,500
4.5 ★
PPO
Aetna Medicare Eagle Giveback (PPO)
$0.00/mo
$6,900
4.5 ★
PPO
Aetna Medicare Signature (PPO)
$0.00/mo
$5,900
4.5 ★
PPO
Aetna Medicare Eagle Giveback (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Partial Dual (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Hide (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Signature (PPO)
$0.00/mo
$6,350
4.5 ★
PPO
Aetna Medicare Signature (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Signature (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Premier (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Chronic Care (HMO C-SNP)
$0.00/mo
$3,900
4.0 ★
HMO C-SNP
Aetna Medicare Chronic Care (HMO C-SNP)
$0.00/mo
$3,900
4.0 ★
HMO C-SNP
Aetna Medicare Full Dual Select (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Aetna Medicare Dual Select (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Aetna Medicare Select Extra (HMO-POS)
$0.00/mo
$6,750
4.0 ★
HMO-POS
Aetna Medicare Select (HMO)
$0.00/mo
$3,400
4.0 ★
HMO
Aetna Medicare Dual Select (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Aetna Medicare Select (HMO)
$0.00/mo
$2,900
4.0 ★
HMO
Aetna Medicare Dual Select (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Aetna Medicare Full Dual Select (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Aetna Medicare Dual Select (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Aetna Medicare Premier (PPO)
$11.00/mo
$4,900
4.5 ★
PPO
Unitedhealthcare
Avg Star Rating
4.1 ★
35 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Uhc Medicaremax Dual Complete Fl-Y6 (HMO-POS D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO-POS D-SNP
Uhc Medicaremax Dual Complete Fl-V3 (HMO D-SNP)
$0.00/mo
$3,400
4.5 ★
HMO D-SNP
Uhc Medicaremax Complete Care Fl-30 (HMO C-SNP)
$0.00/mo
$3,400
4.5 ★
HMO C-SNP
Uhc Medicaremax Dual Complete Fl-D4 (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Uhc Medicaremax Medicare Advantage Fl-0029 (HMO)
$0.00/mo
$2,900
4.5 ★
HMO
Uhc Dual Complete Fl-Y4 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Uhc Dual Complete Ky-S3 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Aarp Medicare Advantage From Uhc Fl-0026 (PPO)
$0.00/mo
$6,700
4.0 ★
PPO
Aarp Medicare Advantage Patriot No Rx Fl-Ma2 (PPO)
$0.00/mo
$8,900
4.0 ★
PPO
Uhc Complete Care Oh-18 (HMO-POS C-SNP)
$0.00/mo
$6,700
4.0 ★
HMO-POS C-SNP
Uhc Nursing Home Plan Fl-F001 (PPO I-SNP)
$0.00/mo
$9,250
4.0 ★
PPO I-SNP
Aarp Medicare Advantage Giveback From Uhc Ky-4 (HMO-POS)
$0.00/mo
$6,700
4.0 ★
HMO-POS
Aarp Medicare Advantage Essentials From Uhc Oh-7 (HMO-POS)
$0.00/mo
$5,400
4.0 ★
HMO-POS
Aarp Medicare Advantage From Uhc Oh-0003 (HMO-POS)
$0.00/mo
$4,200
4.0 ★
HMO-POS
Aarp Medicare Advantage From Uhc Oh-0001 (HMO-POS)
$0.00/mo
$3,900
4.0 ★
HMO-POS
Uhc Dual Complete Ky-V001 (HMO-POS D-SNP)
$0.00/mo
$6,700
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete Ky-S002 (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete Ky-S001 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Uhc Dual Complete Ky-S4 (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete Fl-D005 (REGIONAL PPO D-SNP)
$0.00/mo
$9,250
3.5 ★
Regional PPO D-SNP
Aarp Medicare Advantage Patriot No Rx Fl-Ma01 (REGIONAL PPO)
$0.00/mo
$9,250
3.5 ★
Regional PPO
Aarp Medicare Advantage From Uhc Fl-0031 (REGIONAL PPO)
$0.00/mo
$9,250
3.5 ★
Regional PPO
Aarp Medicare Advantage From Uhc Oh-0015 (PPO)
$0.00/mo
$6,700
3.5 ★
PPO
Aarp Medicare Advantage Patriot No Rx Oh-Ma01 (PPO)
$0.00/mo
$8,500
3.5 ★
PPO
Uhc Preferred Medicare Advantage Fl-0002 (HMO)
$0.00/mo
$2,900
4.5 ★
HMO
Uhc Preferred Dual Complete Fl-D001 (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Uhc Preferred Medicare Advantage Fl-002p (HMO)
$0.00/mo
$3,400
4.5 ★
HMO
Uhc Preferred Dual Complete Fl-D01p (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Aarp Medicare Advantage From Uhc Fl-0015 (HMO-POS)
$0.00/mo
$3,400
4.5 ★
HMO-POS
Uhc Preferred Dual Complete Fl-V1 (HMO D-SNP)
$0.00/mo
$2,900
4.5 ★
HMO D-SNP
Uhc Preferred Dual Complete Fl-Y2 (HMO-POS D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO-POS D-SNP
Uhc Preferred Dual Complete Fl-V2 (HMO D-SNP)
$0.00/mo
$3,400
4.5 ★
HMO D-SNP
Uhc Preferred Dual Complete Fl-Y3 (HMO-POS D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO-POS D-SNP
Aarp Medicare Advantage Extras From Uhc Oh-13 (HMO-POS)
$0.00/mo
$6,700
4.0 ★
HMO-POS
Uhc Dual Complete Fl-D003 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Solis Health Plans
Avg Star Rating
4.0 ★
7 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Solis Wellness Giveback Plan (HMO C-SNP)
$0.00/mo
$3,400
4.0 ★
HMO C-SNP
Solis Wellness Plan (HMO C-SNP)
$0.00/mo
$2,900
4.0 ★
HMO C-SNP
Solis Wellness Plan (HMO C-SNP)
$0.00/mo
$2,900
4.0 ★
HMO C-SNP
Solis Guardian Plan (HMO D-SNP)
$0.00/mo
$3,400
4.0 ★
HMO D-SNP
Solis Guardian Plan (HMO D-SNP)
$0.00/mo
$3,400
4.0 ★
HMO D-SNP
Solis Healthy Living Plan (HMO)
$0.00/mo
$2,900
4.0 ★
HMO
Solis Healthy Living Plan (HMO)
$0.00/mo
$2,900
4.0 ★
HMO
Florida Blue Hmo
Avg Star Rating
4.0 ★
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Bluemedicare Premier (HMO)
$0.00/mo
$4,500
4.0 ★
HMO
Bluemedicare Premier (HMO)
$0.00/mo
$4,200
4.0 ★
HMO
Bluemedicare Classic (HMO)
$0.00/mo
$6,750
4.0 ★
HMO
Humana
Avg Star Rating
3.8 ★
47 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Humana Gold Plus H1036-065c (HMO)
$0.00/mo
$1,000
4.0 ★
HMO
Humana Gold Plus H6622-021 (HMO-POS)
$0.00/mo
$6,100
3.5 ★
HMO-POS
Humana Gold Plus Snp-De H6622-018 (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Humana Gold Plus - Diabetes And Heart (HMO C-SNP)
$0.00/mo
$9,150
3.5 ★
HMO C-SNP
Humana Gold Plus H1036-062c (HMO)
$0.00/mo
$1,625
4.0 ★
HMO
Humanachoice H5216-023 (PPO)
$0.00/mo
$6,550
3.5 ★
PPO
Humanachoice Florida H5216-068 (PPO)
$0.00/mo
$3,900
3.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$4,000
3.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$6,500
3.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$4,900
3.5 ★
PPO
Humanachoice H5216-285 (PPO)
$0.00/mo
$5,500
3.5 ★
PPO
Humana Full Access Giveback H5216-311 (PPO)
$0.00/mo
$6,700
3.5 ★
PPO
Humana Usaa Honor Giveback With Rx (PPO)
$0.00/mo
$9,150
3.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$9,150
3.5 ★
PPO
Humana Together In Health (PPO I-SNP)
$0.00/mo
$9,250
3.5 ★
PPO I-SNP
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$6,750
3.5 ★
PPO
Humanachoice Giveback H7617-003 (PPO)
$0.00/mo
$9,150
4.5 ★
PPO
Humanachoice H7617-004 (PPO)
$0.00/mo
$5,500
4.5 ★
PPO
Humana Usaa Honor Giveback With Rx (PPO)
$0.00/mo
$9,150
4.5 ★
PPO
Humanachoice Florida H7617-107 (PPO)
$0.00/mo
$3,900
4.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Humana Full Access Giveback H7617-110 (PPO)
$0.00/mo
$6,700
4.5 ★
PPO
Humanachoice Florida Snp-De H7617-113 (PPO D-SNP)
$0.00/mo
$4,900
4.5 ★
PPO D-SNP
Humana Gold Choice H8145-052 (PFFS)
$0.00/mo
$7,100
3.5 ★
PFFS
Humana Dual Integrated (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Humana Gold Plus Giveback H1036-305 (HMO)
$0.00/mo
$3,850
4.0 ★
HMO
Humana Gold Plus Snp-De H1036-304 (HMO D-SNP)
$0.00/mo
$3,400
4.0 ★
HMO D-SNP
Humana Gold Plus Lung (HMO C-SNP)
$0.00/mo
$2,450
4.0 ★
HMO C-SNP
Humana Fully Integrated H1036-280 (HMO D-SNP)
$0.00/mo
$3,400
4.0 ★
HMO D-SNP
Humana Usaa Honor Giveback (HMO)
$0.00/mo
$3,400
4.0 ★
HMO
Humana Gold Plus - Diabetes And Heart (HMO C-SNP)
$0.00/mo
$2,450
4.0 ★
HMO C-SNP
Humana Gold Plus Snp-De H1036-077a (HMO D-SNP)
$0.00/mo
$3,400
4.0 ★
HMO D-SNP
Humanachoice Florida Snp-De H7284-010 (PPO D-SNP)
$0.00/mo
$4,900
3.5 ★
PPO D-SNP
Humanachoice Florida H7284-008 (PPO)
$0.00/mo
$4,150
3.5 ★
PPO
Humana Gold Plus Snp-De H1036-320 (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Humana Gold Plus H0292-003 (HMO)
$0.00/mo
$4,450
4.0 ★
HMO
Humanachoice R0110-012 (REGIONAL PPO)
$0.00/mo
$9,150
3.5 ★
Regional PPO
Humanachoice H5525-030 (PPO)
$0.00/mo
$3,950
3.5 ★
PPO
Humanachoice R0110-011 (REGIONAL PPO)
$0.00/mo
$5,400
3.5 ★
Regional PPO
Humana Community (HMO)
$0.00/mo
$4,350
4.0 ★
HMO
Humanachoice Giveback H5216-309 (PPO)
$0.00/mo
$9,150
3.5 ★
PPO
Humanachoice R5826-074 (REGIONAL PPO)
$6.20/mo
$7,550
3.5 ★
Regional PPO
Humana Gold Plus H0292-002 (HMO)
$14.00/mo
$4,300
4.0 ★
HMO
Humana Gold Plus H6622-055 (HMO)
$16.00/mo
$6,550
3.5 ★
HMO
Humanachoice R5826-018 (REGIONAL PPO)
$42.00/mo
$7,550
3.5 ★
Regional PPO
Humanachoice R5826-005 (REGIONAL PPO)
$54.40/mo
$6,700
3.5 ★
Regional PPO
Humana Together In Health Select (PPO I-SNP)
$90.20/mo
$4,900
3.5 ★
PPO I-SNP
Anthem Blue Cross And Blue Shield
Avg Star Rating
3.6 ★
6 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Anthem Medicare Advantage 3 (PPO)
$0.00/mo
$5,900
4.0 ★
PPO
Anthem Medicare Advantage (PPO)
$0.00/mo
$8,000
4.0 ★
PPO
Anthem Kidney Care (HMO-POS C-SNP)
$0.00/mo
$5,900
3.5 ★
HMO-POS C-SNP
Anthem Medicare Advantage (HMO-POS)
$0.00/mo
$6,700
3.5 ★
HMO-POS
Anthem Veteran (PPO)
$0.00/mo
$9,250
3.0 ★
PPO
Anthem Medicare Advantage (REGIONAL PPO)
$20.20/mo
$9,250
3.5 ★
Regional PPO
Wellcare
Avg Star Rating
3.5 ★
15 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Wellcare Dual Reserve (HMO D-SNP)
$0.00/mo
$3,000
4.0 ★
HMO D-SNP
Wellcare Dual Reserve (HMO-POS D-SNP)
$0.00/mo
$5,000
3.5 ★
HMO-POS D-SNP
Wellcare Assist (HMO-POS)
$0.00/mo
$5,000
3.5 ★
HMO-POS
Wellcare Simple (HMO-POS)
$0.00/mo
$7,000
3.5 ★
HMO-POS
Wellcare Giveback (HMO-POS)
$0.00/mo
$9,000
3.5 ★
HMO-POS
Wellcare Dual Liberty Sync (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Wellcare Dual Access Sync (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Wellcare Dual Access Sync (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Wellcare Sunshine Health Dual Align (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Wellcare Simple Open (PPO)
$0.00/mo
$7,500
2.5 ★
PPO
Wellcare Patriot Giveback (HMO)
$0.00/mo
$5,000
4.0 ★
HMO
Wellcare Giveback (HMO)
$0.00/mo
$5,000
4.0 ★
HMO
Wellcare Patriot Giveback Open (PPO)
$0.00/mo
$6,000
2.5 ★
PPO
Wellcare Dual Access Sync Open (PPO D-SNP)
$0.00/mo
$9,250
2.5 ★
PPO D-SNP
Wellcare Simple (HMO)
$0.00/mo
$2,500
4.0 ★
HMO
Florida Blue
Avg Star Rating
3.5 ★
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Bluemedicare Value (PPO)
$0.00/mo
$9,250
3.5 ★
PPO
Bluemedicare Patriot (PPO)
$0.00/mo
$6,750
3.5 ★
PPO
Bluemedicare Select (PPO)
$3.70/mo
$6,750
3.5 ★
PPO
Healthspring
Avg Star Rating
3.2 ★
5 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Healthspring True Choice (PPO)
$0.00/mo
$9,250
3.0 ★
PPO
Healthspring Totalcare (HMO D-SNP)
$0.00/mo
$3,500
3.5 ★
HMO D-SNP
Healthspring Preferred (HMO)
$0.00/mo
$6,750
3.5 ★
HMO
Healthspring Preferred (HMO)
$0.00/mo
$2,875
3.0 ★
HMO
Healthspring Preferred Savings (HMO)
$0.00/mo
$5,825
3.0 ★
HMO
Florida Complete Care
Avg Star Rating
2.5 ★
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Florida Complete Care-Duals Vip (HMO-POS D-SNP)
$0.00/mo
$3,400
2.5 ★
HMO-POS D-SNP
Florida Complete Care (HMO I-SNP)
$0.00/mo
$3,400
2.5 ★
HMO I-SNP
Florida Complete Care- In The Community (HMO-POS I-SNP)
$0.00/mo
$3,400
2.5 ★
HMO-POS I-SNP
Prominence Health Plan
Avg Star Rating
N/A
5 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Prominence Plus (HMO)
$0.00/mo
$2,000
N/A
HMO
Prominence Dual (HMO D-SNP)
$0.00/mo
$9,250
N/A
HMO D-SNP
Prominence Extra Help (HMO)
$0.00/mo
$2,000
N/A
HMO
Prominence Giveback (HMO)
$0.00/mo
$7,500
N/A
HMO
Prominence Diabetes And Heart Giveback (HMO C-SNP)
$0.00/mo
$2,000
N/A
HMO C-SNP
Gold Kidney Health Plan
Avg Star Rating
N/A
4 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Gold Heart & Diabetes (HMO-POS C-SNP)
$0.00/mo
$2,700
N/A
HMO-POS C-SNP
Gold Dialysis & Kidney (HMO-POS C-SNP)
$0.00/mo
$3,100
N/A
HMO-POS C-SNP
Gold Dialysis & Kidney Complete (HMO-POS C-SNP)
$0.00/mo
$9,250
N/A
HMO-POS C-SNP
Gold Heart & Diabetes Complete (HMO-POS C-SNP)
$0.00/mo
$9,250
N/A
HMO-POS C-SNP
Align Senior Care
Avg Star Rating
N/A
2 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Senior Care (HMO I-SNP)
$0.00/mo
$9,250
N/A
HMO I-SNP
Premier Care (HMO I-SNP)
$0.00/mo
$2,200
N/A
HMO I-SNP
Longevity Health Plan
Avg Star Rating
N/A
1 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Longevity Health Plan (HMO I-SNP)
$0.00/mo
$9,250
N/A
HMO I-SNP
American Health Advantage Of Florida
Avg Star Rating
N/A
1 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
American Health Advantage Of Florida (HMO I-SNP)
$0.00/mo
$9,250
N/A
HMO I-SNP
Amerihealth Caritas Vip Care (Hmo-D-Snp)
Avg Star Rating
N/A
1 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Amerihealth Caritas Vip Care (HMO D-SNP)
$0.00/mo
$9,250
N/A
HMO D-SNP

Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.

Part D: Prescription Drug Plans (PDP)

Part D covers prescription drugs through standalone plans for those on Original Medicare, or as part of a Medicare Advantage bundle. Among the 20 standalone Part D plans in 33321, FL, some offer $0 annual deductibles while others charge up to the 2026 maximum of $590. 4 plans are at or below the regional premium benchmark, making them eligible for Low Income Subsidy auto-enrollment. The 2026 $2,000 out-of-pocket cap means drug costs are now more predictable regardless of which plan you choose, but formulary coverage still varies significantly—always verify your medications are covered before enrolling.

Part D Formulary Notice: Each Part D plan has its own formulary (list of covered drugs). The same medication may be on different tiers—or not covered at all—depending on the plan. Always check that your specific medications are covered before enrolling.
2026 Out-of-Pocket Cap: Thanks to the Inflation Reduction Act, your total out-of-pocket drug costs are capped at $2,000 per year in 2026. Once you reach this limit, you pay nothing more for covered Part D drugs for the rest of the year. This eliminates the old "donut hole" coverage gap that previously caused higher costs.
Low Income Subsidy (LIS / Extra Help): If you have limited income and resources, you may qualify for Extra Help paying Part D costs. Visit SSA.gov or call 1-800-MEDICARE.

Top Part D Drug Plans in 33321, FL

We organize Part D plans by CMS Star Ratings, premiums, and deductibles so you can find the best fit for your prescription needs. Part D premiums in 33321, FL range from $0 to $217/month. Remember: all Part D plans now cap your annual out-of-pocket drug costs at $2,000 thanks to the Inflation Reduction Act.

Highest CMS Star Ratings (Part D)

Part D Star Ratings measure drug pricing, customer service, member complaints, and pharmacy access.

Plan NameInsurerStar RatingPremiumDeductible
Wellcare Value Script (PDP)Wellcare3.5 ★$0.00/mo$615Enroll
Wellcare Classic (PDP)Wellcare3.5 ★$0.00/mo$615Enroll
Bluemedicare Premier Rx (PDP)Florida Blue3.5 ★$98.60/mo$615Enroll
Wellcare Value Script (PDP)Wellcare3.5 ★$8.60/mo$615Enroll
Bluemedicare Complete Rx (PDP)Florida Blue3.5 ★$217.00/mo$615Enroll

Lowest Monthly Premium

Lower premiums help with monthly cash flow, but check drug tier costs and the deductible.

Plan NameInsurerMonthly PremiumDrug DeductibleStar Rating
Wellcare Value Script (PDP)Wellcare$0.00/mo$6153.5 ★
Wellcare Classic (PDP)Wellcare$0.00/mo$6153.5 ★
Humana Basic Rx Plan (PDP)Humana$0.00/mo$6153.0 ★
Wellcare Value Script (PDP)Wellcare$8.60/mo$6153.5 ★
Wellcare Classic (PDP)Wellcare$8.70/mo$6153.5 ★

Lowest Annual Drug Deductible

The deductible is what you pay out-of-pocket before the plan starts covering drug costs. The 2026 maximum Part D deductible is $590. Many plans offer $0 deductible options.

Plan NameInsurerDrug DeductibleMonthly PremiumStar Rating
Humana Premier Rx Plan (PDP)Humana$0$115.90/mo3.0 ★
Humana Premier Rx Plan (PDP)Humana$0$125.30/mo3.0 ★
Aarp Medicare Rx Preferred From Uhc (PDP)Unitedhealthcare$130$119.10/mo2.0 ★
Aarp Medicare Rx Preferred From Uhc (PDP)Unitedhealthcare$130$127.10/mo2.0 ★
Humana Value Rx Plan (PDP)Humana$601$9.90/mo3.0 ★
Understanding drug tiers: Part D plans organize medications into 5 cost tiers — Tier 1 (Preferred Generic) is cheapest; Tier 5 (Specialty) is most expensive. Two plans with the same premium can have very different costs for your drugs depending on tier placement. Learn more about drug tiers →

Choosing the Right Part D Drug Plan

The right Part D plan depends on your specific medications. Key factors to evaluate:

  • Formulary: Verify your drugs are covered before enrolling
  • Preferred pharmacies: Lower copays at certain locations—check your pharmacy is in-network
  • Total annual cost: Premium + deductible + copays for your drugs

Read our full guide on choosing Part D →
What is a formulary? See our Medicare Glossary →

Part D Drug Plan Insurers in 33321, FL

6 insurance companies offer standalone Part D drug plans in 33321, FL. Below, we group plans by insurer.

Wellcare
Avg Star Rating
3.5 ★
4 plans
From $0.00/mo
Plan
Premium
Deductible
Stars
Type
Wellcare Classic (PDP)
$0.00/mo
$615
3.5 ★
PDP
Wellcare Value Script (PDP)
$0.00/mo
$615
3.5 ★
PDP
Wellcare Value Script (PDP)
$8.60/mo
$615
3.5 ★
PDP
Wellcare Classic (PDP)
$8.70/mo
$615
3.5 ★
PDP
Florida Blue
Avg Star Rating
3.5 ★
2 plans
From $98.60/mo
Plan
Premium
Deductible
Stars
Type
Bluemedicare Premier Rx (PDP)
$98.60/mo
$615
3.5 ★
PDP
Bluemedicare Complete Rx (PDP)
$217.00/mo
$615
3.5 ★
PDP
Humana
Avg Star Rating
3.0 ★
6 plans
From $0.00/mo
Plan
Premium
Deductible
Stars
Type
Humana Basic Rx Plan (PDP)
$0.00/mo
$615
3.0 ★
PDP
Humana Value Rx Plan (PDP)
$9.90/mo
$601
3.0 ★
PDP
Humana Value Rx Plan (PDP)
$25.90/mo
$601
3.0 ★
PDP
Humana Basic Rx Plan (PDP)
$92.70/mo
$615
3.0 ★
PDP
Humana Premier Rx Plan (PDP)
$115.90/mo
$0
3.0 ★
PDP
Humana Premier Rx Plan (PDP)
$125.30/mo
$0
3.0 ★
PDP
Aetna Medicare
Avg Star Rating
3.0 ★
2 plans
From $29.70/mo
Plan
Premium
Deductible
Stars
Type
Silverscript Choice (PDP)
$29.70/mo
$615
3.0 ★
PDP
Silverscript Choice (PDP)
$98.30/mo
$615
3.0 ★
PDP
Healthspring
Avg Star Rating
2.5 ★
2 plans
From $78.20/mo
Plan
Premium
Deductible
Stars
Type
Healthspring Extra Rx (PDP)
$78.20/mo
$615
2.5 ★
PDP
Healthspring Assurance Rx (PDP)
$117.80/mo
$615
2.5 ★
PDP
Unitedhealthcare
Avg Star Rating
2.0 ★
4 plans
From $90.30/mo
Plan
Premium
Deductible
Stars
Type
Aarp Medicare Rx Saver From Uhc (PDP)
$90.30/mo
$615
2.0 ★
PDP
Aarp Medicare Rx Saver From Uhc (PDP)
$98.70/mo
$615
2.0 ★
PDP
Aarp Medicare Rx Preferred From Uhc (PDP)
$119.10/mo
$130
2.0 ★
PDP
Aarp Medicare Rx Preferred From Uhc (PDP)
$127.10/mo
$130
2.0 ★
PDP

Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.

Ready to Enroll in 33321, FL?

Compare plans side-by-side at Medicare.gov or speak with a licensed Medicare specialist.

Compare Plans at Medicare.gov Call 1-800-MEDICARE

📋 Print our Medicare Enrollment Checklist — gather your info before you compare.

📅 Enrollment Dates & Deadlines · 🩺 Questions to Ask Your Doctor

Medicare.gov is the official U.S. government site for Medicare. Available 24/7.

Pharmacy Access in 33321, FL

Part D plans have preferred pharmacy networks where you'll pay lower copays. Here's a look at pharmacy options in and around 33321, FL.

Total Pharmacies

84
within 5.0 miles

Chain Pharmacies

40
CVS, Walgreens, etc.

Independent Pharmacies

44
locally owned
PharmacyAddress & PhoneDistanceType
PUBLIX SUPER MARKETS, INC.8245 NW 88TH AVE TAMARAC, FL 333211541📞 863-368-11880.1 miChain
GENERIC DEPOT 3 INC8225 N PINE ISLAND RD TAMARAC, FL 333211541📞 954-477-24500.1 miIndependent
WAL-MART STORES EAST LP10635 W ATLANTIC BLVD CORAL SPRINGS, FL 330715669📞 954-434-92501.1 miChain
MEDICAL ARTS PHARMACY SERVICES10412 W ATLANTIC BLVD CORAL SPRINGS, FL 330715605📞 954-454-82011.1 miIndependent
WALGREEN CO8199 N UNIVERSITY DR TAMARAC, FL 333211744📞 954-472-17341.2 miChain
ALPHA PHARMACY INC7652 N. HILL ROAD TAMARAC, FL 33321📞 954-472-12591.2 miIndependent
WAL-MART STORES EAST LP6931 NW 88TH AVE TAMARAC, FL 333213221📞 954-424-63191.3 miChain
WALGREEN CO8790 W MCNAB RD TAMARAC, FL 333213214📞 954-472-60081.3 miChain
JUNIORS PHARMACY7112 W MCNAB RD TAMARAC, FL 333215306📞 954-453-18591.3 miIndependent
TAMARAC PHARMACY LLC7120 N NOB HILL RD TAMARAC, FL 333211841📞 954-458-45461.3 miIndependent

Pharmacy data from CMS. Network participation varies by plan—always verify with your specific Part D plan.

Local Healthcare Access in 33321, FL

Before choosing a plan, consider the healthcare infrastructure in 33321, FL. Medicare Advantage plans restrict you to in-network hospitals, so understanding local hospital quality helps you pick the right plan — not just the cheapest one.

Note: The facilities below do not indicate which providers are in-network for any specific plan. Always verify network status with your plan before enrolling.

Hospitals Nearby

10
within 25.0 miles

Top-Rated Hospitals near 33321, FL

If hospital access matters to your plan choice, check quality ratings before you enroll. These are the highest CMS-rated hospitals near 33321, FL — click a hospital name to see its full profile and verify it's in your plan's network.

View all 10 hospitals near 33321, FL to check quality before you enroll →

Hospital data from CMS Hospital Compare and Provider of Services file. Distance calculated from center of 33321, FL.

Questions to ask your doctor about Medicare coverage →

Telehealth in 33321, FL: Is Your Internet Ready?

Many Medicare Advantage and some Part D plans now include telehealth benefits, making routine check-ins and prescription refills easier from home. But telehealth requires reliable internet—here's a look at connectivity in 33321, FL. For official guidance on virtual visits, see Telehealth.HHS.gov from the U.S. Department of Health & Human Services.

Internet Coverage in 33321, FL

Fiber Available
84.3%
of households
Cable/DSL Available
99.3%
of households
Top Provider
AT&T
99.2% coverage
No Broadband
3.5%
of households

Internet coverage data from ISP Reports. View full internet report for 33321, FL.

Medicare-Relevant Demographics in 33321, FL

Understanding 33321, FL's demographics helps contextualize why insurers offer the plans they do. Areas with more seniors and higher incomes tend to attract more insurer competition, while areas with higher Medicaid enrollment may have more Dual-Eligible Special Needs Plans (D-SNP) available.

Total Population
57,330
Population 65+
14,538
25.4% of total
Median Age
47
8.6 years older than the national average
Median Income
$66,836
11.1% below the National Average
On Medicare
12,983
22.6% of residents
On Medicaid
7,894
13.8% of residents
Uninsured
5,299
9.2% of residents
Social Security Recipients
19,645
34.3% of population

Demographic data from U.S. Census Bureau American Community Survey (2023). View full 33321, FL demographics (BestNeighborhood.org).

Community Health in 33321, FL

CDC PLACES population-health estimates for 33321, FL. These indicators influence which Medicare plans tend to perform best here — plans that score well on condition-specific quality measures (diabetes A1c control, blood-pressure control, heart-attack readmission) are usually stronger matches in communities with elevated disease burden.

Diabetes
15.3%
of adults · US avg 12.1%
Heart Disease
8.2%
coronary heart disease · US avg 6.2%
High Blood Pressure
40.0%
of adults · US avg 34.1%

Source: CDC PLACES (2025) — zip-level, population-weighted estimates.

Medicare Plans by Health Condition in 33321, FL

Not every Medicare plan performs equally on every condition. These condition-specific pages rank the plans available in this zip by the CMS quality measures that matter most for each condition:

Top Medicare Doctors in 33321, FL

Medicare-enrolled doctors practicing in or near 33321, FL, ranked by specialty leadership and Medicare patient volume. The plan you pick is only as good as the doctors who accept it — verify your preferred doctors are in-network before enrolling.

See all Medicare doctors near 33321, FL →

Qualify for Both Medicare & Medicaid?

If you are dual-eligible for Medicare and Medicaid, a Dual-Eligible Special Needs Plan (D-SNP) combines both into a single card — typically with $0 premiums, $0 copays, and extra benefits like dental, vision, transportation, and over-the-counter allowances.

View D-SNP Plans in 33321, FL →

Local Medicare FAQ: 33321, FL

Common decision points based on 33321, FL's specific plan market and local healthcare landscape.

How does 33321, FL's Medicare Advantage market compare?

33321, FL has 231 Medicare Advantage plans from 23 insurers. This is significantly above the national average of approximately 57 plans per area, indicating a highly competitive local market. More competition typically means lower premiums and better supplemental benefits for beneficiaries. The local mix includes 165 HMO and 65 PPO plans. Plan availability updates annually during the Medicare Annual Enrollment Period (October 15 – December 7).

Should I choose an HMO or PPO Medicare Advantage plan in 33321, FL?

With 10 hospitals within 25.0 miles, 33321, FL has strong provider density. HMO plans (165 available) typically have lower premiums but require referrals and in-network care. PPO plans (65 available) offer more flexibility to see out-of-network providers at higher cost. In 33321, FL, HMO plans dominate the market, which often means more competitive HMO pricing. Always verify your doctors are in-network before enrolling in any plan.

What's the real cost of $0 premium plans in 33321, FL?

222 plans (96% of available options) in 33321, FL charge $0 beyond the standard Part B premium. This high percentage reflects strong insurer competition in the area. However, $0 premium doesn't mean $0 cost. These plans may have higher copays, coinsurance, or out-of-pocket maximums. In 33321, FL, maximum out-of-pocket limits range from $500 to an average of $5,528. We recommend calculating your total expected annual cost (premium + copays + drug costs) rather than choosing based on premium alone.

How does the 2026 $2,000 drug cap affect 33321, FL beneficiaries?

The Inflation Reduction Act capped annual out-of-pocket drug spending at $2,000 starting in 2025, eliminating the old "donut hole" coverage gap. This applies to all 20 standalone Part D plans in 33321, FL.

What this means locally:

  • Cost predictability — No matter which of the 20 Part D plans you choose, your drug costs are capped at $2,000/year
  • $0 deductible options — Some local plans offer $0 deductibles, meaning coverage starts immediately
  • Low-income options — 4 plans meet the regional benchmark for Extra Help/LIS eligibility

While the out-of-pocket cap standardizes maximum costs, formulary coverage still varies significantly between plans. A drug that costs $5/month on one plan's formulary might cost $50 on another. Always check that your specific medications are covered and compare tier placement before enrolling.

See all Medicare FAQs in our complete guide → · Enrollment checklist →
Medicare Glossary · Enrollment Dates & Deadlines · Doctor Questions

About the Data & Editorial Team

Wes Ward

Wes Ward

Founder & Data Lead

Wes Ward is the founder of InsuranceDataNow.org and reviews all content for data accuracy and methodology compliance.

With 25+ years in data analytics — including work with highly regulated genomic data at Ancestry.com — Wes brings enterprise-level rigor to consumer data tools. He is also a co-founder of BestNeighborhood.org, CrimeGrade.org, and ISPReports.org.

Role: Reviews and approves all content for data accuracy, source verification, and methodology compliance.

View full profile →LinkedIn

Transparency & Disclosures

InsuranceDataNow is an advertising-supported publisher based in South Jordan, Utah. We are not affiliated with or endorsed by Medicare or the U.S. government.

TPMO Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day/7 days a week) to get information on all of your options.

Sources

  • CMS Medicare Plan Finder Data (Part C & D): Plan availability, premiums, deductibles, formularies, and Star Ratings from cms.gov
  • CMS Provider Data: Hospital and pharmacy facility data from data.cms.gov
  • CMS NPPES: Doctor identity, specialties, and addresses from npiregistry.cms.hhs.gov
  • CMS Medicare Provider Utilization & Payment Data: Doctor patient volumes and procedures from data.cms.gov
  • CMS Physician Compare: Doctor-hospital affiliations from data.cms.gov
  • CDC PLACES: Zip-level chronic-condition prevalence (Behavioral Risk Factor Surveillance System estimates) from cdc.gov/places
  • U.S. Census Bureau / American Community Survey: Demographics for 33321, FL from census.gov
  • FCC Broadband Map: Internet availability data from broadbandmap.fcc.gov
  • Telehealth.HHS.gov: Official telehealth guidance from U.S. Dept. of Health & Human Services
  • ISP Reports: Internet provider coverage for 33321, FL from ispreports.org
  • BestNeighborhood.org: Community demographic profiles for 33321, FL from bestneighborhood.org
  • CrimeGrade.org: Block-level safety analytics for 33321, FL from crimegrade.org

All data is sourced from official government databases and trusted third-party providers. Data is updated regularly—see page header for last refresh dates. Read our full methodology →Privacy policy

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