Compare & Enroll — Part C & Part D

Compare & Enroll in Medicare Plans in 39156, MS

With 94 Medicare Advantage options from 11 insurers, 39156, MS has significantly more plan choices than the national average, suggesting a highly competitive market where insurers often lower premiums to attract members. Approximately 96% of local MA plans charge $0 beyond the standard Part B premium, reflecting strong price competition. With 2 hospitals within 25.0 miles, verifying your preferred hospital is in-network is especially important here. We've organized the CMS data below to help you cross-reference plan costs, quality ratings, and local provider access. Compare plans below, and when you're ready, enroll directly at Medicare.gov.

📊 Direct from CMS 🚫 No agents or commissions ✓ Just the data, no sales pitch
Compare Plans at Medicare.gov →

Data freshness: CMS data as of February 2026 • ACS data as of 2023 • CDC PLACES data as of 2025 • Reviewed & approved on 2026-02-16 • Page last updated May 2026
Reviewed by: Wes Ward, Founder & Data Lead • View our methodology

Important: We are not affiliated with Medicare or any government agency. This site displays publicly available CMS data to help you compare plans. We do not sell insurance or represent any insurance company. For official enrollment and complete plan information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

Important: Plan availability, benefits, and CMS Star Ratings shown here come directly from CMS public files. Plan details can change—always verify with the insurer and at Medicare.gov.
Part C Plans
94
Part D Plans
20
Top MA Star
4.5
Top Drug Star
3.5
Happy senior couple reviewing Medicare plan options together

Medicare Eligibility in 39156, MS

Approximately 211 residents (20.2% of the population) in 39156, MS are 65 or older and likely Medicare-eligible. Whether you're approaching 65, already enrolled, or a caregiver comparing options, the plan data below is organized to help you evaluate Part C (Medicare Advantage) and Part D (prescription drug) coverage side by side.

The median household income in 39156, MS is $62,088 (17.4% below the National Average), which may affect eligibility for Extra Help with Part D drug costs.

Part C: Medicare Advantage Plans

Medicare Advantage (Part C) replaces Original Medicare through private insurers who bundle hospital, medical, and often drug coverage into a single plan. 39156, MS's 94 Medicare Advantage plans are a mix leaning toward PPO networks (54 PPO, 40 HMO). 90 plans offer $0 monthly premiums. The average local star rating is 3.8 out of 5, with the top plan earning 4.5 ★.

Top Medicare Advantage Plans in 39156, MS

We organize CMS plan data into separate leaderboards so you can compare based on what matters most to you. Part C premiums in 39156, MS range from $0 to $206/month. Among rated plans, 41 plans rated 4+ stars.

Highest CMS Star Ratings

Star Ratings are assigned by CMS based on quality measures including customer service, preventive care, and managing chronic conditions.

Plan NameInsurerStar RatingPremiumType
Humana Gold Plus H1951-049 (HMO)Humana4.5 ★$0.00/moHMOEnroll
Humanachoice H7617-085 (PPO)Humana4.5 ★$0.00/moPPOEnroll
Peoples Health Secure Complete (HMO-POS D-SNP)Peoples Health4.5 ★$0.00/moHMO-POS D-SNPEnroll
Aetna Medicare Signature Plus (PPO)Aetna Medicare4.5 ★$0.00/moPPOEnroll
Peoples Health Dual Complete La-S5 (HMO-POS D-SNP)Peoples Health4.5 ★$0.00/moHMO-POS D-SNPEnroll

Lowest Monthly Premium

Lower premiums can save money, but check total costs including deductibles, copays, and MOOP.

Plan NameInsurerMonthly PremiumMOOPStar Rating
Uhc Complete Care Ms-6 (HMO-POS C-SNP)Unitedhealthcare$0.00/mo$5,9004.0 ★
Humanachoice H5216-300 (PPO)Humana$0.00/mo$4,2013.5 ★
Aarp Medicare Advantage From Uhc Ms-0001 (HMO-POS)Unitedhealthcare$0.00/mo$5,9004.0 ★
Uhc Dual Complete Ms-S001 (PPO D-SNP)Unitedhealthcare$0.00/mo$9,2504.0 ★
Wellcare Simple (HMO-POS)Wellcare$0.00/mo$5,5003.0 ★

Lowest Maximum Out-of-Pocket (MOOP)

MOOP caps your financial risk. Once you hit this limit, the plan covers 100% of covered services for the rest of the year.

Plan NameInsurerMOOP (In-Network)PremiumStar Rating
Humana Full Access R0110-003 (REGIONAL PPO)Humana$3,300$80.30/mo3.5 ★
Blue Advantage Platinum (HMO-POS)Blue Cross And Blue Shield Of Louisiana$3,500$206.00/mo4.0 ★
Healthy Mississippi Premier Advantage (HMO-POS)Healthy Mississippi, Inc.$3,850$0.00/moN/A
Blue Advantage Premier (PPO)Blue Cross And Blue Shield Of Louisiana$4,000$102.40/mo4.0 ★
Peoples Health Secure Health (HMO-POS D-SNP)Peoples Health$4,100$0.00/mo4.5 ★

Plan Type Mix in 39156, MS

HMO plans require referrals and in-network care. PPO plans offer more flexibility. SNP (Special Needs Plans) serve specific populations. MAPD plans include drug coverage.

Plan TypeCountPercentageDescription
PPO3133.0%No referrals; in and out-of-network
PPO D-SNP1819.1%Medicare Advantage plan
HMO D-SNP1212.8%Medicare Advantage plan
HMO-POS D-SNP1111.7%Medicare Advantage plan
HMO-POS1111.7%HMO with some out-of-network options
HMO33.2%Requires referrals; in-network only
PPO C-SNP33.2%Medicare Advantage plan
Regional PPO22.1%Medicare Advantage plan
HMO-POS C-SNP22.1%Medicare Advantage plan
HMO I-SNP11.1%Medicare Advantage plan

Choosing the Right Medicare Advantage Plan

The best Part C plan depends on your doctors, medications, and budget. Key factors to evaluate:

  • Provider network: Verify your doctors and hospitals near 39156, MS are in-network before enrolling
  • Total cost: A $0 premium may have higher copays—calculate your annual cost
  • Star Ratings: 4+ stars indicate above-average quality and member satisfaction

Read our full guide on choosing Medicare Advantage → · Print our enrollment checklist →
Medicare Glossary: HMO, PPO, MOOP & more →

Medicare Advantage Insurers in 39156, MS

11 insurance companies offer Medicare Advantage plans in 39156, MS. Below, we group plans by insurer so you can compare options from each company. More insurers generally means more competition and better benefits for consumers.

Aetna Medicare
Avg Star Rating
4.1 ★
14 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Aetna Medicare Dual Care (PPO D-SNP)
$0.00/mo
$9,250
4.5 ★
PPO D-SNP
Aetna Medicare Value Plus (PPO)
$0.00/mo
$9,250
4.5 ★
PPO
Aetna Medicare Dual Care (PPO D-SNP)
$0.00/mo
$9,250
4.5 ★
PPO D-SNP
Aetna Medicare Dual Extra Care (PPO D-SNP)
$0.00/mo
$9,250
4.5 ★
PPO D-SNP
Aetna Medicare Value Care (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Eagle Plus (PPO)
$0.00/mo
$9,250
4.5 ★
PPO
Aetna Medicare Eagle Plus Giveback (PPO)
$0.00/mo
$6,750
4.5 ★
PPO
Aetna Medicare Signature Plus (PPO)
$0.00/mo
$7,900
4.5 ★
PPO
Aetna Medicare Signature Plus (PPO)
$0.00/mo
$9,250
4.5 ★
PPO
Aetna Medicare Full Dual Care (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Full Dual Care (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Signature (HMO)
$0.00/mo
$9,250
3.5 ★
HMO
Aetna Medicare Dual Care (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Dual Extra (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Humana
Avg Star Rating
4.0 ★
28 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$4,900
3.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$4,700
3.5 ★
PPO
Humana Value Plus H5216-161 (PPO)
$0.00/mo
$6,100
3.5 ★
PPO
Humana Dual Select H1951-056 (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Humana Gold Plus Snp-De H1951-057 (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Humana Value Plus H5216-160 (PPO)
$0.00/mo
$8,600
3.5 ★
PPO
Humanachoice H5216-136 (PPO)
$0.00/mo
$6,500
3.5 ★
PPO
Humanachoice H5216-064 (PPO)
$0.00/mo
$6,700
3.5 ★
PPO
Humana Usaa Honor Giveback (HMO)
$0.00/mo
$4,900
4.5 ★
HMO
Humana Gold Plus Snp-De H1951-041 (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Humana Dual Select H5216-298 (PPO D-SNP)
$0.00/mo
$9,250
3.5 ★
PPO D-SNP
Humana Gold Plus Snp-De H1951-061 (HMO D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO D-SNP
Humanachoice R0110-001 (REGIONAL PPO)
$0.00/mo
$7,350
3.5 ★
Regional PPO
Humana Gold Plus H1951-049 (HMO)
$0.00/mo
$4,500
4.5 ★
HMO
Humanachoice H5216-300 (PPO)
$0.00/mo
$4,201
3.5 ★
PPO
Humanachoice H5216-326 (PPO)
$0.00/mo
$4,900
3.5 ★
PPO
Humanachoice Snp-De H5216-330 (PPO D-SNP)
$0.00/mo
$9,250
3.5 ★
PPO D-SNP
Humanachoice Snp-De H5216-367 (PPO D-SNP)
$0.00/mo
$9,250
3.5 ★
PPO D-SNP
Humana Value Plus H7617-087 (PPO)
$0.00/mo
$8,600
4.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$4,700
4.5 ★
PPO
Humanachoice H7617-085 (PPO)
$0.00/mo
$4,201
4.5 ★
PPO
Humanachoice Snp-De H7617-084 (PPO D-SNP)
$0.00/mo
$9,250
4.5 ★
PPO D-SNP
Humana Dual Select H7617-083 (PPO D-SNP)
$0.00/mo
$9,250
4.5 ★
PPO D-SNP
Humanachoice Snp-De H7617-082 (PPO D-SNP)
$0.00/mo
$9,250
4.5 ★
PPO D-SNP
Humanachoice Snp-De H5216-292 (PPO D-SNP)
$0.00/mo
$9,250
3.5 ★
PPO D-SNP
Humana Value Plus H7617-081 (PPO)
$0.00/mo
$6,100
4.5 ★
PPO
Humanachoice H7617-080 (PPO)
$0.00/mo
$4,900
4.5 ★
PPO
Humana Full Access R0110-003 (REGIONAL PPO)
$80.30/mo
$3,300
3.5 ★
Regional PPO
Blue Cross And Blue Shield Of Louisiana
Avg Star Rating
4.0 ★
8 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Blue Advantage Liberty (PPO)
$0.00/mo
$6,900
4.0 ★
PPO
Blue Advantage Thrive (PPO)
$0.00/mo
$4,900
4.0 ★
PPO
Blue Advantage Dual Plus (HMO-POS D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO-POS D-SNP
Blue Advantage Giveback (HMO-POS)
$0.00/mo
$5,500
4.0 ★
HMO-POS
Blue Advantage Reliance (HMO-POS)
$0.00/mo
$4,100
4.0 ★
HMO-POS
Blue Advantage Classic (HMO-POS)
$0.00/mo
$4,500
4.0 ★
HMO-POS
Blue Advantage Premier (PPO)
$102.40/mo
$4,000
4.0 ★
PPO
Blue Advantage Platinum (HMO-POS)
$206.00/mo
$3,500
4.0 ★
HMO-POS
Peoples Health
Avg Star Rating
4.0 ★
6 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Peoples Health Choices (PPO)
$0.00/mo
$6,700
3.0 ★
PPO
Peoples Health Dual Complete La-S5 (HMO-POS D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO-POS D-SNP
Peoples Health Complete Care La-6 (HMO-POS C-SNP)
$0.00/mo
$6,700
4.5 ★
HMO-POS C-SNP
Peoples Health Secure Complete (HMO-POS D-SNP)
$0.00/mo
$9,250
4.5 ★
HMO-POS D-SNP
Peoples Health Secure Health (HMO-POS D-SNP)
$0.00/mo
$4,100
4.5 ★
HMO-POS D-SNP
Peoples Health Patriot (PPO)
$0.00/mo
$6,700
3.0 ★
PPO
Unitedhealthcare
Avg Star Rating
3.7 ★
14 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Aarp Medicare Advantage From Uhc Ms-0001 (HMO-POS)
$0.00/mo
$5,900
4.0 ★
HMO-POS
Uhc Complete Care Ms-6 (HMO-POS C-SNP)
$0.00/mo
$5,900
4.0 ★
HMO-POS C-SNP
Uhc Dual Complete Ms-S001 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Uhc Dual Complete La-S001 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Uhc Dual Complete Ms-S4 (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete Ms-V001 (HMO-POS D-SNP)
$0.00/mo
$5,900
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete Ms-S002 (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete La-S003 (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Uhc Dual Complete La-S4 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Uhc Dual Complete Ms-S3 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Aarp Medicare Advantage Giveback From Uhc Ms-4 (PPO)
$0.00/mo
$8,900
3.5 ★
PPO
Aarp Medicare Advantage Patriot No Rx Ms-Ma01 (PPO)
$0.00/mo
$6,700
3.5 ★
PPO
Aarp Medicare Advantage From Uhc Ms-0002 (PPO)
$0.00/mo
$5,900
3.5 ★
PPO
Aarp Medicare Advantage From Uhc Ms-0003 (PPO)
$0.00/mo
$6,700
3.5 ★
PPO
Healthy Blue
Avg Star Rating
3.5 ★
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Healthy Blue Dual Advantage (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Healthy Blue Enhanced Care (HMO D-SNP)
$0.00/mo
$6,750
3.5 ★
HMO D-SNP
Healthy Blue Dual Advantage 2 (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Wellcare
Avg Star Rating
3.0 ★
10 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Wellcare Dual Reserve (HMO-POS D-SNP)
$0.00/mo
$5,500
3.0 ★
HMO-POS D-SNP
Wellcare Dual Access (HMO-POS D-SNP)
$0.00/mo
$9,250
3.0 ★
HMO-POS D-SNP
Wellcare Dual Liberty (HMO-POS D-SNP)
$0.00/mo
$9,250
3.0 ★
HMO-POS D-SNP
Wellcare Patriot Giveback (HMO-POS)
$0.00/mo
$5,000
3.0 ★
HMO-POS
Wellcare Giveback (HMO-POS)
$0.00/mo
$7,700
3.0 ★
HMO-POS
Wellcare Assist (HMO-POS)
$0.00/mo
$6,000
3.0 ★
HMO-POS
Wellcare Simple (HMO-POS)
$0.00/mo
$5,500
3.0 ★
HMO-POS
Wellcare Simple Open (PPO)
$0.00/mo
$6,750
3.0 ★
PPO
Wellcare Dual Access Open (PPO D-SNP)
$0.00/mo
$9,250
3.0 ★
PPO D-SNP
Wellcare Low Premium (HMO-POS)
$38.00/mo
$5,600
3.0 ★
HMO-POS
Devoted Health
Avg Star Rating
N/A
8 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Devoted C-Snp Choice Premium 007 Ms (PPO C-SNP)
$0.00/mo
$5,700
N/A
PPO C-SNP
Devoted Dual Choice 004 Ms (PPO D-SNP)
$0.00/mo
$5,400
N/A
PPO D-SNP
Devoted Dual Choice Plus 003 Ms (PPO D-SNP)
$0.00/mo
$9,250
N/A
PPO D-SNP
Devoted Choice Giveback 002 Ms (PPO)
$0.00/mo
$9,250
N/A
PPO
Devoted Choice 001 Ms (PPO)
$0.00/mo
$5,400
N/A
PPO
Devoted Dual Choice Full 009 Ms (PPO D-SNP)
$0.00/mo
$9,250
N/A
PPO D-SNP
Devoted C-Snp Choice Plus 010 Ms (PPO C-SNP)
$0.00/mo
$9,250
N/A
PPO C-SNP
Devoted C-Snp Choice 006 Ms (PPO C-SNP)
$0.00/mo
$5,700
N/A
PPO C-SNP
Healthy Mississippi, Inc.
Avg Star Rating
N/A
1 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Healthy Mississippi Premier Advantage (HMO-POS)
$0.00/mo
$3,850
N/A
HMO-POS
American Health Advantage Of Ms
Avg Star Rating
N/A
1 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
American Health Advantage Of Mississippi (HMO I-SNP)
$0.00/mo
$9,250
N/A
HMO I-SNP
Molina Healthcare Of Arizona
Avg Star Rating
N/A
1 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Molina Medicare Complete Care (HMO D-SNP)
$0.00/mo
$9,250
N/A
HMO D-SNP

Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.

Part D: Prescription Drug Plans (PDP)

Part D covers prescription drugs through standalone plans for those on Original Medicare, or as part of a Medicare Advantage bundle. Among the 20 standalone Part D plans in 39156, MS, some offer $0 annual deductibles while others charge up to the 2026 maximum of $590. 4 plans are at or below the regional premium benchmark, making them eligible for Low Income Subsidy auto-enrollment. The 2026 $2,000 out-of-pocket cap means drug costs are now more predictable regardless of which plan you choose, but formulary coverage still varies significantly—always verify your medications are covered before enrolling.

Part D Formulary Notice: Each Part D plan has its own formulary (list of covered drugs). The same medication may be on different tiers—or not covered at all—depending on the plan. Always check that your specific medications are covered before enrolling.
2026 Out-of-Pocket Cap: Thanks to the Inflation Reduction Act, your total out-of-pocket drug costs are capped at $2,000 per year in 2026. Once you reach this limit, you pay nothing more for covered Part D drugs for the rest of the year. This eliminates the old "donut hole" coverage gap that previously caused higher costs.
Low Income Subsidy (LIS / Extra Help): If you have limited income and resources, you may qualify for Extra Help paying Part D costs. Visit SSA.gov or call 1-800-MEDICARE.

Top Part D Drug Plans in 39156, MS

We organize Part D plans by CMS Star Ratings, premiums, and deductibles so you can find the best fit for your prescription needs. Part D premiums in 39156, MS range from $0 to $141/month. Remember: all Part D plans now cap your annual out-of-pocket drug costs at $2,000 thanks to the Inflation Reduction Act.

Highest CMS Star Ratings (Part D)

Part D Star Ratings measure drug pricing, customer service, member complaints, and pharmacy access.

Plan NameInsurerStar RatingPremiumDeductible
Wellcare Value Script (PDP)Wellcare3.5 ★$0.00/mo$615Enroll
Wellcare Classic (PDP)Wellcare3.5 ★$0.00/mo$615Enroll
Wellcare Value Script (PDP)Wellcare3.5 ★$5.70/mo$615Enroll
Wellcare Classic (PDP)Wellcare3.5 ★$6.70/mo$615Enroll
Silverscript Choice (PDP)Aetna Medicare3.0 ★$98.30/mo$615Enroll

Lowest Monthly Premium

Lower premiums help with monthly cash flow, but check drug tier costs and the deductible.

Plan NameInsurerMonthly PremiumDrug DeductibleStar Rating
Wellcare Value Script (PDP)Wellcare$0.00/mo$6153.5 ★
Wellcare Classic (PDP)Wellcare$0.00/mo$6153.5 ★
Humana Basic Rx Plan (PDP)Humana$0.00/mo$6153.0 ★
Humana Basic Rx Plan (PDP)Humana$0.00/mo$6153.0 ★
Wellcare Value Script (PDP)Wellcare$5.70/mo$6153.5 ★

Lowest Annual Drug Deductible

The deductible is what you pay out-of-pocket before the plan starts covering drug costs. The 2026 maximum Part D deductible is $590. Many plans offer $0 deductible options.

Plan NameInsurerDrug DeductibleMonthly PremiumStar Rating
Humana Premier Rx Plan (PDP)Humana$0$89.90/mo3.0 ★
Humana Premier Rx Plan (PDP)Humana$0$113.70/mo3.0 ★
Aarp Medicare Rx Preferred From Uhc (PDP)Unitedhealthcare$130$139.50/mo2.0 ★
Aarp Medicare Rx Preferred From Uhc (PDP)Unitedhealthcare$130$140.60/mo2.0 ★
Humana Value Rx Plan (PDP)Humana$601$19.30/mo3.0 ★
Understanding drug tiers: Part D plans organize medications into 5 cost tiers — Tier 1 (Preferred Generic) is cheapest; Tier 5 (Specialty) is most expensive. Two plans with the same premium can have very different costs for your drugs depending on tier placement. Learn more about drug tiers →

Choosing the Right Part D Drug Plan

The right Part D plan depends on your specific medications. Key factors to evaluate:

  • Formulary: Verify your drugs are covered before enrolling
  • Preferred pharmacies: Lower copays at certain locations—check your pharmacy is in-network
  • Total annual cost: Premium + deductible + copays for your drugs

Read our full guide on choosing Part D →
What is a formulary? See our Medicare Glossary →

Part D Drug Plan Insurers in 39156, MS

5 insurance companies offer standalone Part D drug plans in 39156, MS. Below, we group plans by insurer.

Wellcare
Avg Star Rating
3.5 ★
4 plans
From $0.00/mo
Plan
Premium
Deductible
Stars
Type
Wellcare Classic (PDP)
$0.00/mo
$615
3.5 ★
PDP
Wellcare Value Script (PDP)
$0.00/mo
$615
3.5 ★
PDP
Wellcare Value Script (PDP)
$5.70/mo
$615
3.5 ★
PDP
Wellcare Classic (PDP)
$6.70/mo
$615
3.5 ★
PDP
Humana
Avg Star Rating
3.0 ★
6 plans
From $0.00/mo
Plan
Premium
Deductible
Stars
Type
Humana Basic Rx Plan (PDP)
$0.00/mo
$615
3.0 ★
PDP
Humana Basic Rx Plan (PDP)
$0.00/mo
$615
3.0 ★
PDP
Humana Value Rx Plan (PDP)
$19.30/mo
$601
3.0 ★
PDP
Humana Value Rx Plan (PDP)
$37.60/mo
$601
3.0 ★
PDP
Humana Premier Rx Plan (PDP)
$89.90/mo
$0
3.0 ★
PDP
Humana Premier Rx Plan (PDP)
$113.70/mo
$0
3.0 ★
PDP
Aetna Medicare
Avg Star Rating
3.0 ★
2 plans
From $44.70/mo
Plan
Premium
Deductible
Stars
Type
Silverscript Choice (PDP)
$44.70/mo
$615
3.0 ★
PDP
Silverscript Choice (PDP)
$98.30/mo
$615
3.0 ★
PDP
Healthspring
Avg Star Rating
2.5 ★
4 plans
From $48.40/mo
Plan
Premium
Deductible
Stars
Type
Healthspring Assurance Rx (PDP)
$48.40/mo
$615
2.5 ★
PDP
Healthspring Assurance Rx (PDP)
$59.70/mo
$615
2.5 ★
PDP
Healthspring Extra Rx (PDP)
$60.60/mo
$615
2.5 ★
PDP
Healthspring Extra Rx (PDP)
$77.10/mo
$615
2.5 ★
PDP
Unitedhealthcare
Avg Star Rating
2.0 ★
4 plans
From $37.00/mo
Plan
Premium
Deductible
Stars
Type
Aarp Medicare Rx Saver From Uhc (PDP)
$37.00/mo
$615
2.0 ★
PDP
Aarp Medicare Rx Saver From Uhc (PDP)
$84.70/mo
$615
2.0 ★
PDP
Aarp Medicare Rx Preferred From Uhc (PDP)
$139.50/mo
$130
2.0 ★
PDP
Aarp Medicare Rx Preferred From Uhc (PDP)
$140.60/mo
$130
2.0 ★
PDP

Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.

Ready to Enroll in 39156, MS?

Compare plans side-by-side at Medicare.gov or speak with a licensed Medicare specialist.

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Medicare.gov is the official U.S. government site for Medicare. Available 24/7.

Pharmacy Access in 39156, MS

Part D plans have preferred pharmacy networks where you'll pay lower copays. Here's a look at pharmacy options in and around 39156, MS.

Total Pharmacies

17
within 25.0 miles

Chain Pharmacies

7
CVS, Walgreens, etc.

Independent Pharmacies

10
locally owned
PharmacyAddress & PhoneDistanceType
RELIANT MEDICAL LLC3532 MANOR DR STE 4 VICKSBURG, MS 391805629📞 877-735-268811.6 miIndependent
WALGREEN CO2310 CLAY ST VICKSBURG, MS 39183📞 601-166-585611.6 miChain
FREDS PHARMACY OF QUITMAN LLC1123 WASHINGTON ST VICKSBURG, MS 391832959📞 601-163-275611.8 miIndependent
CDS HOME CARE, INC.1911 MISSION 66 VICKSBURG, MS 391803762📞 601-188-299912.0 miIndependent
SUPERCO INC3040A INDIANA AVE VICKSBURG, MS 391804355📞 601-163-337412.7 miIndependent
WALGREEN CO3046 INDIANA AVE VICKSBURG, MS 391805252📞 217-770-238612.7 miChain
LINCARE INC.2480 S FRONTAGE RD VICKSBURG, MS 391805251📞 601-163-050512.9 miIndependent
BATTLEFIELD COMPOUNDING CENTER INCORPORATED2080 S FRONTAGE RD VICKSBURG, MS 391805328📞 601-163-669313.2 miIndependent
MISSISSIPPI CVS PHARMACY LLC1435 N. FRONTAGE RD VICKSBURG, MS 391805170📞 601-166-965213.6 miChain
KROGER LIMITED PARTNERSHIP I3408 PEMBERTON SQUARE BLVD VICKSBURG, MS 391805573📞 601-163-400314.1 miChain

Pharmacy data from CMS. Network participation varies by plan—always verify with your specific Part D plan.

Local Healthcare Access in 39156, MS

Before choosing a plan, consider the healthcare infrastructure in 39156, MS. Medicare Advantage plans restrict you to in-network hospitals, so understanding local hospital quality helps you pick the right plan — not just the cheapest one.

Note: The facilities below do not indicate which providers are in-network for any specific plan. Always verify network status with your plan before enrolling.

Hospitals Nearby

2
within 25.0 miles

Top-Rated Hospitals near 39156, MS

If hospital access matters to your plan choice, check quality ratings before you enroll. These are the highest CMS-rated hospitals near 39156, MS — click a hospital name to see its full profile and verify it's in your plan's network.

HospitalCMS RatingDistanceBeds
Merit Health River Region2 ★11.6 mi354
Mississippi Baptist Medical Center2 ★38.1 mi639
University Of Mississippi Med Center2 ★38.2 mi710
Merit Health Central1 ★34.8 mi473
St Dominic-Jackson Memorial Hospital1 ★38.5 mi571
Madison Parish HospitalNot Rated23.9 mi16
Baptist Medical Center-YazooNot Rated33.3 mi35
Mississippi Methodist Rehab CtrNot Rated38.3 mi124
Claiborne County HospitalNot Rated40.2 mi35
Richland Parish Hospital-DelhiNot Rated41.0 mi25

View all 2 hospitals near 39156, MS to check quality before you enroll →

Hospital data from CMS Hospital Compare and Provider of Services file. Distance calculated from center of 39156, MS.

Questions to ask your doctor about Medicare coverage →

Telehealth in 39156, MS: Is Your Internet Ready?

Many Medicare Advantage and some Part D plans now include telehealth benefits, making routine check-ins and prescription refills easier from home. But telehealth requires reliable internet—here's a look at connectivity in 39156, MS. For official guidance on virtual visits, see Telehealth.HHS.gov from the U.S. Department of Health & Human Services.

Internet Coverage in 39156, MS

Fiber Available
48.2%
of households
Cable/DSL Available
93.2%
of households
Top Provider
AT&T
97.5% coverage
No Broadband
1.5%
of households

Internet coverage data from ISP Reports. View full internet report for 39156, MS.

Medicare-Relevant Demographics in 39156, MS

Understanding 39156, MS's demographics helps contextualize why insurers offer the plans they do. Areas with more seniors and higher incomes tend to attract more insurer competition, while areas with higher Medicaid enrollment may have more Dual-Eligible Special Needs Plans (D-SNP) available.

Total Population
1,040
Population 65+
211
20.2% of total
Median Age
39
1.2 years older than the national average
Median Income
$62,088
17.4% below the National Average
On Medicare
187
18.0% of residents
On Medicaid
151
14.6% of residents
Uninsured
77
7.4% of residents
Social Security Recipients
479
46.1% of population

Demographic data from U.S. Census Bureau American Community Survey (2023). View full 39156, MS demographics (BestNeighborhood.org).

Community Health in 39156, MS

CDC PLACES population-health estimates for 39156, MS. These indicators influence which Medicare plans tend to perform best here — plans that score well on condition-specific quality measures (diabetes A1c control, blood-pressure control, heart-attack readmission) are usually stronger matches in communities with elevated disease burden.

Diabetes
14.2%
of adults · US avg 12.1%
Heart Disease
7.4%
coronary heart disease · US avg 6.2%
High Blood Pressure
42.9%
of adults · US avg 34.1%

Source: CDC PLACES (2025) — zip-level, population-weighted estimates.

Medicare Plans by Health Condition in 39156, MS

Not every Medicare plan performs equally on every condition. These condition-specific pages rank the plans available in this zip by the CMS quality measures that matter most for each condition:

Top Medicare Doctors in 39156, MS

Medicare-enrolled doctors practicing in or near 39156, MS, ranked by specialty leadership and Medicare patient volume. The plan you pick is only as good as the doctors who accept it — verify your preferred doctors are in-network before enrolling.

See all Medicare doctors near 39156, MS →

Qualify for Both Medicare & Medicaid?

If you are dual-eligible for Medicare and Medicaid, a Dual-Eligible Special Needs Plan (D-SNP) combines both into a single card — typically with $0 premiums, $0 copays, and extra benefits like dental, vision, transportation, and over-the-counter allowances.

View D-SNP Plans in 39156, MS →

Local Medicare FAQ: 39156, MS

Common decision points based on 39156, MS's specific plan market and local healthcare landscape.

How does 39156, MS's Medicare Advantage market compare?

39156, MS has 94 Medicare Advantage plans from 11 insurers. This is significantly above the national average of approximately 57 plans per area, indicating a highly competitive local market. More competition typically means lower premiums and better supplemental benefits for beneficiaries. The local mix includes 40 HMO and 54 PPO plans. Plan availability updates annually during the Medicare Annual Enrollment Period (October 15 – December 7).

Should I choose an HMO or PPO Medicare Advantage plan in 39156, MS?

With limited hospital access nearby, a PPO plan (54 available) could be worth the extra cost for out-of-network coverage, especially if you need to travel for specialized care. In 39156, MS, PPO plans are more common, giving you more flexibility options to compare. Always verify your doctors are in-network before enrolling in any plan.

What's the real cost of $0 premium plans in 39156, MS?

90 plans (96% of available options) in 39156, MS charge $0 beyond the standard Part B premium. This high percentage reflects strong insurer competition in the area. However, $0 premium doesn't mean $0 cost. These plans may have higher copays, coinsurance, or out-of-pocket maximums. In 39156, MS, maximum out-of-pocket limits range from $3,300 to an average of $7,369. We recommend calculating your total expected annual cost (premium + copays + drug costs) rather than choosing based on premium alone.

How does the 2026 $2,000 drug cap affect 39156, MS beneficiaries?

The Inflation Reduction Act capped annual out-of-pocket drug spending at $2,000 starting in 2025, eliminating the old "donut hole" coverage gap. This applies to all 20 standalone Part D plans in 39156, MS.

What this means locally:

  • Cost predictability — No matter which of the 20 Part D plans you choose, your drug costs are capped at $2,000/year
  • $0 deductible options — Some local plans offer $0 deductibles, meaning coverage starts immediately
  • Low-income options — 4 plans meet the regional benchmark for Extra Help/LIS eligibility

While the out-of-pocket cap standardizes maximum costs, formulary coverage still varies significantly between plans. A drug that costs $5/month on one plan's formulary might cost $50 on another. Always check that your specific medications are covered and compare tier placement before enrolling.

See all Medicare FAQs in our complete guide → · Enrollment checklist →
Medicare Glossary · Enrollment Dates & Deadlines · Doctor Questions

About the Data & Editorial Team

Wes Ward

Wes Ward

Founder & Data Lead

Wes Ward is the founder of InsuranceDataNow.org and reviews all content for data accuracy and methodology compliance.

With 25+ years in data analytics — including work with highly regulated genomic data at Ancestry.com — Wes brings enterprise-level rigor to consumer data tools. He is also a co-founder of BestNeighborhood.org, CrimeGrade.org, and ISPReports.org.

Role: Reviews and approves all content for data accuracy, source verification, and methodology compliance.

View full profile →LinkedIn

Transparency & Disclosures

InsuranceDataNow is an advertising-supported publisher based in South Jordan, Utah. We are not affiliated with or endorsed by Medicare or the U.S. government.

TPMO Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day/7 days a week) to get information on all of your options.

Sources

  • CMS Medicare Plan Finder Data (Part C & D): Plan availability, premiums, deductibles, formularies, and Star Ratings from cms.gov
  • CMS Provider Data: Hospital and pharmacy facility data from data.cms.gov
  • CMS NPPES: Doctor identity, specialties, and addresses from npiregistry.cms.hhs.gov
  • CMS Medicare Provider Utilization & Payment Data: Doctor patient volumes and procedures from data.cms.gov
  • CMS Physician Compare: Doctor-hospital affiliations from data.cms.gov
  • CDC PLACES: Zip-level chronic-condition prevalence (Behavioral Risk Factor Surveillance System estimates) from cdc.gov/places
  • U.S. Census Bureau / American Community Survey: Demographics for 39156, MS from census.gov
  • FCC Broadband Map: Internet availability data from broadbandmap.fcc.gov
  • Telehealth.HHS.gov: Official telehealth guidance from U.S. Dept. of Health & Human Services
  • ISP Reports: Internet provider coverage for 39156, MS from ispreports.org
  • BestNeighborhood.org: Community demographic profiles for 39156, MS from bestneighborhood.org
  • CrimeGrade.org: Block-level safety analytics for 39156, MS from crimegrade.org

All data is sourced from official government databases and trusted third-party providers. Data is updated regularly—see page header for last refresh dates. Read our full methodology →Privacy policy

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