Compare & Enroll — Part C & Part D

Compare & Enroll in Medicare Plans in Greene County, AL

With 42 Medicare Advantage options from 5 insurers, Greene County, AL has plan availability roughly in line with the national average, suggesting a competitive market with meaningful insurer variety. Approximately 93% of local MA plans charge $0 beyond the standard Part B premium, reflecting strong price competition. With 2 hospitals within 25.0 miles, verifying your preferred hospital is in-network is especially important here. We've organized the CMS data below to help you cross-reference plan costs, quality ratings, and local provider access. Compare plans below, and when you're ready, enroll directly at Medicare.gov.

📊 Direct from CMS 🚫 No agents or commissions ✓ Just the data, no sales pitch
Compare Plans at Medicare.gov →

Data freshness: CMS data as of February 2026 • ACS data as of 2023 • Reviewed & approved on 2026-02-16
Reviewed by: Wes Ward, Founder & Data Lead • View our methodology

Important: We are not affiliated with Medicare or any government agency. This site displays publicly available CMS data to help you compare plans. We do not sell insurance or represent any insurance company. For official enrollment and complete plan information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

Important: Plan availability, benefits, and CMS Star Ratings shown here come directly from CMS public files. Plan details can change—always verify with the insurer and at Medicare.gov.
Part C Plans
42
Part D Plans
12
Top MA Star
4.5
Top Drug Star
3.5
Happy senior couple reviewing Medicare plan options together

Medicare Eligibility in Greene County, AL

Approximately 1,776 residents (24.0% of the population) in Greene County, AL are 65 or older and likely Medicare-eligible. Whether you're approaching 65, already enrolled, or a caregiver comparing options, the plan data below is organized to help you evaluate Part C (Medicare Advantage) and Part D (prescription drug) coverage side by side.

The median household income in Greene County, AL is $33,691 (55.2% below the National Average), which may affect eligibility for Extra Help with Part D drug costs.

Part C: Medicare Advantage Plans

Medicare Advantage (Part C) replaces Original Medicare through private insurers who bundle hospital, medical, and often drug coverage into a single plan. Greene County, AL's 42 Medicare Advantage plans are evenly split between HMO (21) and PPO (21) networks. 39 plans offer $0 monthly premiums. The average local star rating is 3.8 out of 5, with the top plan earning 4.5 ★.

Top Medicare Advantage Plans in Greene County, AL

We organize CMS plan data into separate leaderboards so you can compare based on what matters most to you. Part C premiums in Greene County, AL range from $0 to $75/month. Among rated plans, 18 plans rated 4+ stars.

Highest CMS Star Ratings

Star Ratings are assigned by CMS based on quality measures including customer service, preventive care, and managing chronic conditions.

Plan NameInsurerStar RatingPremiumType
Aetna Medicare Signature Plus (PPO)Aetna Medicare4.5 ★$0.00/moPPOEnroll
Humana Value Plus H7617-089 (PPO)Humana4.5 ★$0.00/moPPOEnroll
Aetna Medicare Value Plus (PPO)Aetna Medicare4.5 ★$0.00/moPPOEnroll
Humanachoice H7617-091 (PPO)Humana4.5 ★$0.00/moPPOEnroll
Humanachoice H7617-090 (PPO)Humana4.5 ★$0.00/moPPOEnroll

Lowest Monthly Premium

Lower premiums can save money, but check total costs including deductibles, copays, and MOOP.

Plan NameInsurerMonthly PremiumMOOPStar Rating
Blue Advantage Complete (PPO)Blue Cross And Blue Shield Of Alabama$0.00/mo$5,9004.0 ★
Humana Dual Select H5619-093 (HMO D-SNP)Humana$0.00/mo$9,2503.5 ★
Humanachoice H5216-269 (PPO)Humana$0.00/mo$4,0003.5 ★
Uhc Dual Complete Al-D002 (PPO D-SNP)Unitedhealthcare$0.00/mo$9,2504.0 ★
Humana Value Plus H5216-179 (PPO)Humana$0.00/mo$3,0003.5 ★

Lowest Maximum Out-of-Pocket (MOOP)

MOOP caps your financial risk. Once you hit this limit, the plan covers 100% of covered services for the rest of the year.

Plan NameInsurerMOOP (In-Network)PremiumStar Rating
Blue Advantage Premier (PPO)Blue Cross And Blue Shield Of Alabama$2,900$75.20/mo4.0 ★
Humana Value Plus H5216-179 (PPO)Humana$3,000$0.00/mo3.5 ★
Humana Value Plus H7617-089 (PPO)Humana$3,000$0.00/mo4.5 ★
Humanachoice H7617-090 (PPO)Humana$3,000$0.00/mo4.5 ★
Humanachoice H5216-368 (PPO)Humana$3,000$0.00/mo3.5 ★

Plan Type Mix in Greene County, AL

HMO plans require referrals and in-network care. PPO plans offer more flexibility. SNP (Special Needs Plans) serve specific populations. MAPD plans include drug coverage.

Plan TypeCountPercentageDescription
PPO1433.3%No referrals; in and out-of-network
HMO D-SNP716.7%Medicare Advantage plan
HMO-POS511.9%HMO with some out-of-network options
HMO49.5%Requires referrals; in-network only
HMO-POS D-SNP49.5%Medicare Advantage plan
PPO D-SNP37.1%Medicare Advantage plan
Regional PPO24.8%Medicare Advantage plan
PPO I-SNP24.8%Medicare Advantage plan
HMO-POS C-SNP12.4%Medicare Advantage plan

Choosing the Right Medicare Advantage Plan

The best Part C plan depends on your doctors, medications, and budget. Key factors to evaluate:

  • Provider network: Verify your doctors and hospitals near Greene County, AL are in-network before enrolling
  • Total cost: A $0 premium may have higher copays—calculate your annual cost
  • Star Ratings: 4+ stars indicate above-average quality and member satisfaction

Read our full guide on choosing Medicare Advantage → · Print our enrollment checklist →
Medicare Glossary: HMO, PPO, MOOP & more →

Medicare Advantage Insurers in Greene County, AL

5 insurance companies offer Medicare Advantage plans in Greene County, AL. Below, we group plans by insurer so you can compare options from each company. More insurers generally means more competition and better benefits for consumers.

Aetna Medicare
Avg Star Rating
4.0 ★
6 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Aetna Medicare Full Dual Care (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Value Plus (PPO)
$0.00/mo
$9,250
4.5 ★
PPO
Aetna Medicare Eagle Plus (PPO)
$0.00/mo
$7,900
4.5 ★
PPO
Aetna Medicare Signature Plus (PPO)
$0.00/mo
$8,900
4.5 ★
PPO
Aetna Medicare Dual Care (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Aetna Medicare Dual Extra Care (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Blue Cross And Blue Shield Of Alabama
Avg Star Rating
4.0 ★
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Blue Advantage Complete (PPO)
$0.00/mo
$5,900
4.0 ★
PPO
Blue Advantage Choice (PPO)
$0.00/mo
$6,150
4.0 ★
PPO
Blue Advantage Premier (PPO)
$75.20/mo
$2,900
4.0 ★
PPO
Humana
Avg Star Rating
3.8 ★
18 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Humana Gold Plus Snp-De H4461-074 (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Humana Usaa Honor Giveback (HMO)
$0.00/mo
$4,150
4.0 ★
HMO
Humana Gold Plus Snp-De H4461-076 (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Humanachoice R0110-018 (REGIONAL PPO)
$0.00/mo
$6,500
3.5 ★
Regional PPO
Humanachoice R0110-017 (REGIONAL PPO)
$0.00/mo
$4,650
3.5 ★
Regional PPO
Humanachoice H7617-091 (PPO)
$0.00/mo
$4,000
4.5 ★
PPO
Humanachoice H7617-090 (PPO)
$0.00/mo
$3,000
4.5 ★
PPO
Humana Value Plus H7617-089 (PPO)
$0.00/mo
$3,000
4.5 ★
PPO
Humana Dual Select H5619-093 (HMO D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO D-SNP
Humana Gold Plus H5619-089 (HMO)
$0.00/mo
$6,750
3.5 ★
HMO
Humanachoice Snp-De H5216-370 (PPO D-SNP)
$0.00/mo
$9,250
3.5 ★
PPO D-SNP
Humana Gold Plus H4461-078 (HMO)
$0.00/mo
$6,100
4.0 ★
HMO
Humana Dual Select H4461-077 (HMO D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO D-SNP
Humana Gold Plus H4461-079 (HMO)
$0.00/mo
$4,450
4.0 ★
HMO
Humanachoice H5216-368 (PPO)
$0.00/mo
$3,000
3.5 ★
PPO
Humanachoice H5216-269 (PPO)
$0.00/mo
$4,000
3.5 ★
PPO
Humana Usaa Honor Giveback (PPO)
$0.00/mo
$4,150
3.5 ★
PPO
Humana Value Plus H5216-179 (PPO)
$0.00/mo
$3,000
3.5 ★
PPO
Unitedhealthcare
Avg Star Rating
3.8 ★
12 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Aarp Medicare Advantage From Uhc Al-6 (HMO-POS)
$0.00/mo
$4,900
4.0 ★
HMO-POS
Uhc Dual Complete Al-S1 (HMO-POS D-SNP)
$0.00/mo
$9,250
4.0 ★
HMO-POS D-SNP
Uhc Dual Complete Al-D002 (PPO D-SNP)
$0.00/mo
$9,250
4.0 ★
PPO D-SNP
Uhc Dual Complete Al-V002 (HMO-POS D-SNP)
$0.00/mo
$5,900
4.0 ★
HMO-POS D-SNP
Aarp Medicare Advantage From Uhc Al-0003 (HMO-POS)
$0.00/mo
$5,900
4.0 ★
HMO-POS
Aarp Medicare Advantage From Uhc Al-0004 (PPO)
$0.00/mo
$6,700
4.0 ★
PPO
Uhc Complete Care Al-5 (HMO-POS C-SNP)
$0.00/mo
$5,900
3.5 ★
HMO-POS C-SNP
Uhc Dual Complete Al-V001 (HMO-POS D-SNP)
$0.00/mo
$6,700
3.5 ★
HMO-POS D-SNP
Aarp Medicare Advantage Patriot No Rx Al-Ma01 (HMO-POS)
$0.00/mo
$5,900
3.5 ★
HMO-POS
Aarp Medicare Advantage From Uhc Al-0001 (HMO-POS)
$0.00/mo
$6,700
3.5 ★
HMO-POS
Uhc Dual Complete Al-D001 (HMO-POS D-SNP)
$0.00/mo
$9,250
3.5 ★
HMO-POS D-SNP
Aarp Medicare Advantage From Uhc Al-0002 (HMO-POS)
$24.60/mo
$5,400
3.5 ★
HMO-POS
Simpra Advantage
Avg Star Rating
N/A
3 plans
From $0.00/mo
Plan
Premium
MOOP
Stars
Type
Simpra Advantage Nursing Home Plan (PPO I-SNP)
$0.00/mo
$8,600
N/A
PPO I-SNP
Simpra Advantage Dual Care (PPO D-SNP)
$0.00/mo
$9,250
N/A
PPO D-SNP
Simpra Advantage Assist (PPO I-SNP)
$10.00/mo
$6,700
N/A
PPO I-SNP

Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.

Part D: Prescription Drug Plans (PDP)

Part D covers prescription drugs through standalone plans for those on Original Medicare, or as part of a Medicare Advantage bundle. Among the 12 standalone Part D plans in Greene County, AL, some offer $0 annual deductibles while others charge up to the 2026 maximum of $590. 2 plans are at or below the regional premium benchmark, making them eligible for Low Income Subsidy auto-enrollment. The 2026 $2,000 out-of-pocket cap means drug costs are now more predictable regardless of which plan you choose, but formulary coverage still varies significantly—always verify your medications are covered before enrolling.

Part D Formulary Notice: Each Part D plan has its own formulary (list of covered drugs). The same medication may be on different tiers—or not covered at all—depending on the plan. Always check that your specific medications are covered before enrolling.
2026 Out-of-Pocket Cap: Thanks to the Inflation Reduction Act, your total out-of-pocket drug costs are capped at $2,000 per year in 2026. Once you reach this limit, you pay nothing more for covered Part D drugs for the rest of the year. This eliminates the old "donut hole" coverage gap that previously caused higher costs.
Low Income Subsidy (LIS / Extra Help): If you have limited income and resources, you may qualify for Extra Help paying Part D costs. Visit SSA.gov or call 1-800-MEDICARE.

Top Part D Drug Plans in Greene County, AL

We organize Part D plans by CMS Star Ratings, premiums, and deductibles so you can find the best fit for your prescription needs. Part D premiums in Greene County, AL range from $0 to $130/month. Remember: all Part D plans now cap your annual out-of-pocket drug costs at $2,000 thanks to the Inflation Reduction Act.

Highest CMS Star Ratings (Part D)

Part D Star Ratings measure drug pricing, customer service, member complaints, and pharmacy access.

Plan NameInsurerStar RatingPremiumDeductible
Wellcare Classic (PDP)Wellcare3.5 ★$3.70/mo$615Enroll
Wellcare Value Script (PDP)Wellcare3.5 ★$3.60/mo$615Enroll
Humana Basic Rx Plan (PDP)Humana3.0 ★$0.00/mo$615Enroll
Silverscript Choice (PDP)Aetna Medicare3.0 ★$97.30/mo$615Enroll
Humana Premier Rx Plan (PDP)Humana3.0 ★$108.60/mo$0Enroll

Lowest Monthly Premium

Lower premiums help with monthly cash flow, but check drug tier costs and the deductible.

Plan NameInsurerMonthly PremiumDrug DeductibleStar Rating
Humana Basic Rx Plan (PDP)Humana$0.00/mo$6153.0 ★
Wellcare Value Script (PDP)Wellcare$3.60/mo$6153.5 ★
Wellcare Classic (PDP)Wellcare$3.70/mo$6153.5 ★
Humana Value Rx Plan (PDP)Humana$37.70/mo$6013.0 ★
Aarp Medicare Rx Saver From Uhc (PDP)Unitedhealthcare$63.20/mo$6152.0 ★

Lowest Annual Drug Deductible

The deductible is what you pay out-of-pocket before the plan starts covering drug costs. The 2026 maximum Part D deductible is $590. Many plans offer $0 deductible options.

Plan NameInsurerDrug DeductibleMonthly PremiumStar Rating
Humana Premier Rx Plan (PDP)Humana$0$108.60/mo3.0 ★
Aarp Medicare Rx Preferred From Uhc (PDP)Unitedhealthcare$130$119.30/mo2.0 ★
Bluerx Enhanced Plus (PDP)Bluerx (Pdp)$150$129.50/mo2.5 ★
Humana Value Rx Plan (PDP)Humana$601$37.70/mo3.0 ★
Humana Basic Rx Plan (PDP)Humana$615$0.00/mo3.0 ★
Understanding drug tiers: Part D plans organize medications into 5 cost tiers — Tier 1 (Preferred Generic) is cheapest; Tier 5 (Specialty) is most expensive. Two plans with the same premium can have very different costs for your drugs depending on tier placement. Learn more about drug tiers →

Choosing the Right Part D Drug Plan

The right Part D plan depends on your specific medications. Key factors to evaluate:

  • Formulary: Verify your drugs are covered before enrolling
  • Preferred pharmacies: Lower copays at certain locations—check your pharmacy is in-network
  • Total annual cost: Premium + deductible + copays for your drugs

Read our full guide on choosing Part D →
What is a formulary? See our Medicare Glossary →

Part D Drug Plan Insurers in Greene County, AL

6 insurance companies offer standalone Part D drug plans in Greene County, AL. Below, we group plans by insurer.

Wellcare
Avg Star Rating
3.5 ★
2 plans
From $3.60/mo
Plan
Premium
Deductible
Stars
Type
Wellcare Value Script (PDP)
$3.60/mo
$615
3.5 ★
PDP
Wellcare Classic (PDP)
$3.70/mo
$615
3.5 ★
PDP
Humana
Avg Star Rating
3.0 ★
3 plans
From $0.00/mo
Plan
Premium
Deductible
Stars
Type
Humana Basic Rx Plan (PDP)
$0.00/mo
$615
3.0 ★
PDP
Humana Value Rx Plan (PDP)
$37.70/mo
$601
3.0 ★
PDP
Humana Premier Rx Plan (PDP)
$108.60/mo
$0
3.0 ★
PDP
Aetna Medicare
Avg Star Rating
3.0 ★
1 plans
From $97.30/mo
Plan
Premium
Deductible
Stars
Type
Silverscript Choice (PDP)
$97.30/mo
$615
3.0 ★
PDP
Bluerx (Pdp)
Avg Star Rating
2.5 ★
2 plans
From $76.20/mo
Plan
Premium
Deductible
Stars
Type
Bluerx Essential (PDP)
$76.20/mo
$615
2.5 ★
PDP
Bluerx Enhanced Plus (PDP)
$129.50/mo
$150
2.5 ★
PDP
Healthspring
Avg Star Rating
2.5 ★
2 plans
From $77.50/mo
Plan
Premium
Deductible
Stars
Type
Healthspring Extra Rx (PDP)
$77.50/mo
$615
2.5 ★
PDP
Healthspring Assurance Rx (PDP)
$87.20/mo
$615
2.5 ★
PDP
Unitedhealthcare
Avg Star Rating
2.0 ★
2 plans
From $63.20/mo
Plan
Premium
Deductible
Stars
Type
Aarp Medicare Rx Saver From Uhc (PDP)
$63.20/mo
$615
2.0 ★
PDP
Aarp Medicare Rx Preferred From Uhc (PDP)
$119.30/mo
$130
2.0 ★
PDP

Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.

Ready to Enroll in Greene County, AL?

Compare plans side-by-side at Medicare.gov or speak with a licensed Medicare specialist.

Compare Plans at Medicare.gov Call 1-800-MEDICARE

📋 Print our Medicare Enrollment Checklist — gather your info before you compare.

📅 Enrollment Dates & Deadlines · 🩺 Questions to Ask Your Doctor

Medicare.gov is the official U.S. government site for Medicare. Available 24/7.

Pharmacy Access in Greene County, AL

Part D plans have preferred pharmacy networks where you'll pay lower copays. Here's a look at pharmacy options in and around Greene County, AL.

Total Pharmacies

1
within 5.0 miles

Chain Pharmacies

0
CVS, Walgreens, etc.

Independent Pharmacies

1
locally owned
PharmacyAddress & PhoneDistanceType
MILLS PHARMACY AT EUTAW LLC306 MORROW AVE EUTAW, AL 354621108📞 205-537-05002.2 miIndependent
KC DRUG INC40870 AL HIGHWAY 69 MOUNDVILLE, AL 354744366📞 205-537-875520.5 miIndependent
ALABAMA CVS PHARMACY, L.L.C.675 TUSCALOOSA ST GREENSBORO, AL 367442020📞 334-462-887420.8 miChain
BOONES PHARMACY INC850 TUSCALOOSA ST STE D GREENSBORO, AL 367441562📞 334-462-715121.1 miIndependent
CAREMOR PHARMACY LLC1207 STATE ST GREENSBORO, AL 367442012📞 334-462-797921.9 miIndependent
WAL-MART STORES EAST LP969 US HIGHWAY 80 W DEMOPOLIS, AL 367324102📞 334-428-989722.4 miChain
METRO TREATMENT OF ALABAMA, LP106 HOSPITAL DR LIVINGSTON, AL 354705741📞 256-688-131123.0 miIndependent
BOONES PHARMACY INC203 LAFAYETTE STREET LIVINGSTON, AL 367323673📞 334-434-335023.1 miIndependent
ALABAMA CVS PHARMACY, L.L.C.113 3RD ST SE ALICEVILLE, AL 354422718📞 205-537-847524.1 miChain
GENTRY DRUGS INC551 MEMORIAL PKWY NE ALICEVILLE, AL 354422743📞 205-537-668824.3 miIndependent

Pharmacy data from CMS. Network participation varies by plan—always verify with your specific Part D plan.

Local Healthcare Access in Greene County, AL

Before choosing a plan, consider the healthcare infrastructure in Greene County, AL. Medicare Advantage plans restrict you to in-network hospitals, so understanding local hospital quality helps you pick the right plan — not just the cheapest one.

Note: The facilities below do not indicate which providers are in-network for any specific plan. Always verify network status with your plan before enrolling.

Hospitals Nearby

2
within 25.0 miles

Top-Rated Hospitals near Greene County, AL

If hospital access matters to your plan choice, check quality ratings before you enroll. These are the highest CMS-rated hospitals near Greene County, AL — click a hospital name to see its full profile and verify it's in your plan's network.

HospitalCMS RatingDistanceBeds
Ochsner Rush Hospital3 ★55.2 mi215
Dch Regional Medical Center1 ★34.4 mi787
Hale County HospitalNot Rated21.8 mi39
Whitfield Regional HospitalNot Rated22.4 mi99
Mary S Harper Geriatric Psychiatry CenterNot Rated34.2 mi96
Bryce HospitalNot Rated35.1 mi268
Ochsner Stennis Memorial HospitalNot Rated42.4 mi25
Bibb Medical CenterNot Rated45.8 mi35
Alliance Health CenterNot Rated52.7 mi134
Ochsner Choctaw GeneralNot Rated54.3 mi25

View all 2 hospitals near Greene County, AL to check quality before you enroll →

Hospital data from CMS Hospital Compare and Provider of Services file. Distance calculated from center of Greene County, AL.

Questions to ask your doctor about Medicare coverage →

Telehealth in Greene County, AL: Is Your Internet Ready?

Many Medicare Advantage and some Part D plans now include telehealth benefits, making routine check-ins and prescription refills easier from home. But telehealth requires reliable internet—here's a look at connectivity in Greene County, AL. For official guidance on virtual visits, see Telehealth.HHS.gov from the U.S. Department of Health & Human Services.

Internet Coverage in Greene County, AL

Fiber Available
82.4%
of households
Cable/DSL Available
88.5%
of households
Top Provider
Spectrum
82.4% coverage
No Broadband
6.3%
of households

Internet coverage data from ISP Reports. View full internet report for Greene County, AL.

Medicare-Relevant Demographics in Greene County, AL

Understanding Greene County, AL's demographics helps contextualize why insurers offer the plans they do. Areas with more seniors and higher incomes tend to attract more insurer competition, while areas with higher Medicaid enrollment may have more Dual-Eligible Special Needs Plans (D-SNP) available.

Total Population
7,411
Population 65+
1,776
24.0% of total
Median Age
42
3.6 years older than the national average
Median Income
$33,691
55.2% below the National Average
On Medicare
1,886
25.5% of residents
On Medicaid
1,923
26.0% of residents
Uninsured
995
13.4% of residents
Social Security Recipients
3,489
47.1% of population

Demographic data from U.S. Census Bureau American Community Survey (2023). View full Greene County, AL demographics (BestNeighborhood.org).

Local Medicare FAQ: Greene County, AL

Common decision points based on Greene County, AL's specific plan market and local healthcare landscape.

How does Greene County, AL's Medicare Advantage market compare?

Greene County, AL has 42 Medicare Advantage plans from 5 insurers. This is roughly in line with the national average of approximately 57 plans per area. The local mix includes 21 HMO and 21 PPO plans. Plan availability updates annually during the Medicare Annual Enrollment Period (October 15 – December 7).

Should I choose an HMO or PPO Medicare Advantage plan in Greene County, AL?

With limited hospital access nearby, a PPO plan (21 available) could be worth the extra cost for out-of-network coverage, especially if you need to travel for specialized care. In Greene County, AL, the market is balanced between HMO and PPO options. Always verify your doctors are in-network before enrolling in any plan.

What's the real cost of $0 premium plans in Greene County, AL?

39 plans (93% of available options) in Greene County, AL charge $0 beyond the standard Part B premium. This high percentage reflects strong insurer competition in the area. However, $0 premium doesn't mean $0 cost. These plans may have higher copays, coinsurance, or out-of-pocket maximums. In Greene County, AL, maximum out-of-pocket limits range from $2,900 to an average of $6,620. We recommend calculating your total expected annual cost (premium + copays + drug costs) rather than choosing based on premium alone.

How does the 2026 $2,000 drug cap affect Greene County, AL beneficiaries?

The Inflation Reduction Act capped annual out-of-pocket drug spending at $2,000 starting in 2025, eliminating the old "donut hole" coverage gap. This applies to all 12 standalone Part D plans in Greene County, AL.

What this means locally:

  • Cost predictability — No matter which of the 12 Part D plans you choose, your drug costs are capped at $2,000/year
  • $0 deductible options — Some local plans offer $0 deductibles, meaning coverage starts immediately
  • Low-income options — 2 plans meet the regional benchmark for Extra Help/LIS eligibility

While the out-of-pocket cap standardizes maximum costs, formulary coverage still varies significantly between plans. A drug that costs $5/month on one plan's formulary might cost $50 on another. Always check that your specific medications are covered and compare tier placement before enrolling.

See all Medicare FAQs in our complete guide → · Enrollment checklist →
Medicare Glossary · Enrollment Dates & Deadlines · Doctor Questions

About the Data & Editorial Team

Wes Ward

Wes Ward

Founder & Data Lead

Wes Ward is the founder of InsuranceDataNow.org and reviews all content for data accuracy and methodology compliance.

With 25+ years in data analytics — including work with highly regulated genomic data at Ancestry.com — Wes brings enterprise-level rigor to consumer data tools. He is also a co-founder of BestNeighborhood.org, CrimeGrade.org, and ISPReports.org.

Role: Reviews and approves all content for data accuracy, source verification, and methodology compliance.

View full profile →LinkedIn

Transparency & Disclosures

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TPMO Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day/7 days a week) to get information on all of your options.

Sources

All data is sourced from official government databases and trusted third-party providers. Data is updated regularly—see page header for last refresh dates.

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