
Compare & Enroll — Part C & Part D
Compare & Enroll in Medicare Plans in Tunica County, MS
With 67 Medicare Advantage options from 8 insurers, Tunica County, MS offers above-average plan selection, suggesting a highly competitive market where insurers often lower premiums to attract members. Approximately 97% of local MA plans charge $0 beyond the standard Part B premium, reflecting strong price competition. With 2 hospitals within 25.0 miles, verifying your preferred hospital is in-network is especially important here. We've organized the CMS data below to help you cross-reference plan costs, quality ratings, and local provider access. Compare plans below, and when you're ready, enroll directly at Medicare.gov.
Data freshness: CMS data as of February 2026 •
ACS data as of 2023 •
Reviewed & approved on 2026-02-16
Reviewed by: Wes Ward, Founder & Data Lead •
View our methodology
Important: We are not affiliated with Medicare or any government agency. This site displays publicly available CMS data to help you compare plans. We do not sell insurance or represent any insurance company. For official enrollment and complete plan information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
Medicare Eligibility in Tunica County, MS
Approximately 1,344 residents (13.6% of the population) in Tunica County, MS are 65 or older and likely Medicare-eligible. Whether you're approaching 65, already enrolled, or a caregiver comparing options, the plan data below is organized to help you evaluate Part C (Medicare Advantage) and Part D (prescription drug) coverage side by side.
The median household income in Tunica County, MS is $49,460 (34.2% below the National Average), which may affect eligibility for Extra Help with Part D drug costs.
Part C: Medicare Advantage Plans
Medicare Advantage (Part C) replaces Original Medicare through private insurers who bundle hospital, medical, and often drug coverage into a single plan. Tunica County, MS's 67 Medicare Advantage plans are a mix leaning toward PPO networks (39 PPO, 28 HMO). 65 plans offer $0 monthly premiums. The average local star rating is 3.6 out of 5, with the top plan earning 4.5 ★.
Top Medicare Advantage Plans in Tunica County, MS
We organize CMS plan data into separate leaderboards so you can compare based on what matters most to you. Part C premiums in Tunica County, MS range from $0 to $80/month. Among rated plans, 20 plans rated 4+ stars.
Highest CMS Star Ratings
Star Ratings are assigned by CMS based on quality measures including customer service, preventive care, and managing chronic conditions.
| Plan Name | Insurer | Star Rating | Premium | Type | |
|---|---|---|---|---|---|
| Humana Value Plus H7617-087 (PPO) | Humana | 4.5 ★ | $0.00/mo | PPO | Enroll |
| Humana Dual Select H7617-083 (PPO D-SNP) | Humana | 4.5 ★ | $0.00/mo | PPO D-SNP | Enroll |
| Humanachoice Snp-De H7617-082 (PPO D-SNP) | Humana | 4.5 ★ | $0.00/mo | PPO D-SNP | Enroll |
| Humanachoice Snp-De H7617-084 (PPO D-SNP) | Humana | 4.5 ★ | $0.00/mo | PPO D-SNP | Enroll |
| Humanachoice H7617-085 (PPO) | Humana | 4.5 ★ | $0.00/mo | PPO | Enroll |
Lowest Monthly Premium
Lower premiums can save money, but check total costs including deductibles, copays, and MOOP.
| Plan Name | Insurer | Monthly Premium | MOOP | Star Rating |
|---|---|---|---|---|
| Humana Gold Plus Snp-De H1036-328 (HMO D-SNP) | Humana | $0.00/mo | $9,250 | 4.0 ★ |
| Humanachoice - Diabetes And Heart (PPO C-SNP) | Humana | $0.00/mo | $6,700 | 3.5 ★ |
| Humana Gold Plus Snp-De H6622-048 (HMO D-SNP) | Humana | $0.00/mo | $9,250 | 3.5 ★ |
| Humana Dual Select H5216-298 (PPO D-SNP) | Humana | $0.00/mo | $9,250 | 3.5 ★ |
| Uhc Dual Complete Ms-S001 (PPO D-SNP) | Unitedhealthcare | $0.00/mo | $9,250 | 4.0 ★ |
Lowest Maximum Out-of-Pocket (MOOP)
MOOP caps your financial risk. Once you hit this limit, the plan covers 100% of covered services for the rest of the year.
| Plan Name | Insurer | MOOP (In-Network) | Premium | Star Rating |
|---|---|---|---|---|
| Humana Full Access R0110-003 (REGIONAL PPO) | Humana | $3,300 | $80.30/mo | 3.5 ★ |
| Healthy Mississippi Premier Advantage (HMO-POS) | Healthy Mississippi, Inc. | $3,850 | $0.00/mo | N/A |
| Humanachoice H5216-300 (PPO) | Humana | $4,201 | $0.00/mo | 3.5 ★ |
| Humanachoice H7617-085 (PPO) | Humana | $4,201 | $0.00/mo | 4.5 ★ |
| Zing Select Care Tn-Ms (HMO) | Zing Health | $4,500 | $0.00/mo | 2.5 ★ |
Plan Type Mix in Tunica County, MS
HMO plans require referrals and in-network care. PPO plans offer more flexibility. SNP (Special Needs Plans) serve specific populations. MAPD plans include drug coverage.
| Plan Type | Count | Percentage | Description |
|---|---|---|---|
| PPO | 19 | 28.4% | No referrals; in and out-of-network |
| PPO D-SNP | 14 | 20.9% | Medicare Advantage plan |
| HMO-POS | 7 | 10.4% | HMO with some out-of-network options |
| HMO D-SNP | 7 | 10.4% | Medicare Advantage plan |
| HMO-POS D-SNP | 6 | 9.0% | Medicare Advantage plan |
| HMO | 5 | 7.5% | Requires referrals; in-network only |
| PPO C-SNP | 4 | 6.0% | Medicare Advantage plan |
| Regional PPO | 2 | 3.0% | Medicare Advantage plan |
| HMO C-SNP | 2 | 3.0% | Medicare Advantage plan |
| HMO-POS C-SNP | 1 | 1.5% | Medicare Advantage plan |
Choosing the Right Medicare Advantage Plan
The best Part C plan depends on your doctors, medications, and budget. Key factors to evaluate:
- Provider network: Verify your doctors and hospitals near Tunica County, MS are in-network before enrolling
- Total cost: A $0 premium may have higher copays—calculate your annual cost
- Star Ratings: 4+ stars indicate above-average quality and member satisfaction
Read our full guide on choosing Medicare Advantage → · Print our enrollment checklist →
Medicare Glossary: HMO, PPO, MOOP & more →
Medicare Advantage Insurers in Tunica County, MS
8 insurance companies offer Medicare Advantage plans in Tunica County, MS. Below, we group plans by insurer so you can compare options from each company. More insurers generally means more competition and better benefits for consumers.








Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.
Part D: Prescription Drug Plans (PDP)
Part D covers prescription drugs through standalone plans for those on Original Medicare, or as part of a Medicare Advantage bundle. Among the 10 standalone Part D plans in Tunica County, MS, some offer $0 annual deductibles while others charge up to the 2026 maximum of $590. 2 plans are at or below the regional premium benchmark, making them eligible for Low Income Subsidy auto-enrollment. The 2026 $2,000 out-of-pocket cap means drug costs are now more predictable regardless of which plan you choose, but formulary coverage still varies significantly—always verify your medications are covered before enrolling.
Top Part D Drug Plans in Tunica County, MS
We organize Part D plans by CMS Star Ratings, premiums, and deductibles so you can find the best fit for your prescription needs. Part D premiums in Tunica County, MS range from $0 to $141/month. Remember: all Part D plans now cap your annual out-of-pocket drug costs at $2,000 thanks to the Inflation Reduction Act.
Highest CMS Star Ratings (Part D)
Part D Star Ratings measure drug pricing, customer service, member complaints, and pharmacy access.
| Plan Name | Insurer | Star Rating | Premium | Deductible | |
|---|---|---|---|---|---|
| Wellcare Value Script (PDP) | Wellcare | 3.5 ★ | $0.00/mo | $615 | Enroll |
| Wellcare Classic (PDP) | Wellcare | 3.5 ★ | $0.00/mo | $615 | Enroll |
| Humana Basic Rx Plan (PDP) | Humana | 3.0 ★ | $0.00/mo | $615 | Enroll |
| Silverscript Choice (PDP) | Aetna Medicare | 3.0 ★ | $98.30/mo | $615 | Enroll |
| Humana Value Rx Plan (PDP) | Humana | 3.0 ★ | $37.60/mo | $601 | Enroll |
Lowest Monthly Premium
Lower premiums help with monthly cash flow, but check drug tier costs and the deductible.
| Plan Name | Insurer | Monthly Premium | Drug Deductible | Star Rating |
|---|---|---|---|---|
| Wellcare Value Script (PDP) | Wellcare | $0.00/mo | $615 | 3.5 ★ |
| Wellcare Classic (PDP) | Wellcare | $0.00/mo | $615 | 3.5 ★ |
| Humana Basic Rx Plan (PDP) | Humana | $0.00/mo | $615 | 3.0 ★ |
| Humana Value Rx Plan (PDP) | Humana | $37.60/mo | $601 | 3.0 ★ |
| Healthspring Assurance Rx (PDP) | Healthspring | $59.70/mo | $615 | 2.5 ★ |
Lowest Annual Drug Deductible
The deductible is what you pay out-of-pocket before the plan starts covering drug costs. The 2026 maximum Part D deductible is $590. Many plans offer $0 deductible options.
| Plan Name | Insurer | Drug Deductible | Monthly Premium | Star Rating |
|---|---|---|---|---|
| Humana Premier Rx Plan (PDP) | Humana | $0 | $89.90/mo | 3.0 ★ |
| Aarp Medicare Rx Preferred From Uhc (PDP) | Unitedhealthcare | $130 | $140.60/mo | 2.0 ★ |
| Humana Value Rx Plan (PDP) | Humana | $601 | $37.60/mo | 3.0 ★ |
| Wellcare Classic (PDP) | Wellcare | $615 | $0.00/mo | 3.5 ★ |
| Wellcare Value Script (PDP) | Wellcare | $615 | $0.00/mo | 3.5 ★ |
Choosing the Right Part D Drug Plan
The right Part D plan depends on your specific medications. Key factors to evaluate:
- Formulary: Verify your drugs are covered before enrolling
- Preferred pharmacies: Lower copays at certain locations—check your pharmacy is in-network
- Total annual cost: Premium + deductible + copays for your drugs
Read our full guide on choosing Part D →
What is a formulary? See our Medicare Glossary →
Part D Drug Plan Insurers in Tunica County, MS
5 insurance companies offer standalone Part D drug plans in Tunica County, MS. Below, we group plans by insurer.





Plan availability, premiums, and benefits shown are based on CMS data and may change. Always verify current details with the insurer and at Medicare.gov before enrolling.
Ready to Enroll in Tunica County, MS?
Compare plans side-by-side at Medicare.gov or speak with a licensed Medicare specialist.
📋 Print our Medicare Enrollment Checklist — gather your info before you compare.
📅 Enrollment Dates & Deadlines · 🩺 Questions to Ask Your Doctor
Medicare.gov is the official U.S. government site for Medicare. Available 24/7.
Pharmacy Access in Tunica County, MS
Part D plans have preferred pharmacy networks where you'll pay lower copays. Here's a look at pharmacy options in and around Tunica County, MS.
Total Pharmacies
Chain Pharmacies
Independent Pharmacies
| Pharmacy | Address & Phone | Distance | Type |
|---|---|---|---|
| FREDS STORES OF TENNESSEE INC | 1068 HIGHWAY 61 N. TUNICA, MS 38676 662-236-1540 | 2.4 mi | Independent |
| TUNICA PHARMACY, INC. | 1337 HIGHWAY 61 N TUNICA, MS 386769661 662-236-1431 | 3.2 mi | Independent |
| DUNAWAY'S FAMILY PHARMACY INC. | 503 S BROADWAY HUGHES, AR 723480922 870-033-3128 | 17.6 mi | Independent |
| BENZER AR 1 LLC | 300 PERRY ST HELENA, AR 723423325 870-033-6464 | 19.2 mi | Independent |
| M-C DRUG STORE LLC | 533 PORTER ST HELENA, AR 723423217 870-033-3414 | 19.4 mi | Independent |
| MISSISSIPPI CVS PHARMACY LLC | 6040 GOODMAN RD WALLS, MS 38680 401-176-1500 | 20.0 mi | Chain |
| HICKORY HILL PHARMACY LTC, LLC | 109 HICKORY HILLS DR HELENA, AR 723422301 870-033-8351 | 20.2 mi | Independent |
| COLDWATER PHARMACY INC | 421 CENTRAL AVE COLDWATER, MS 386183915 662-262-7441 | 20.9 mi | Independent |
| REGION IV DESOTO COUNTY PHARMACY | 2705 HIGHWAY 51 S HERNANDO, MS 386322634 662-244-4025 | 21.0 mi | Independent |
| MIDSOUTH MEDICAL SPECIALTIES, LLC | 185 W CENTER ST HERNANDO, MS 386322268 901-126-4317 | 21.0 mi | Independent |
Pharmacy data from CMS. Network participation varies by plan—always verify with your specific Part D plan.
Local Healthcare Access in Tunica County, MS
Before choosing a plan, consider the healthcare infrastructure in Tunica County, MS. Medicare Advantage plans restrict you to in-network hospitals, so understanding local hospital quality helps you pick the right plan — not just the cheapest one.
Hospitals Nearby
Top-Rated Hospitals near Tunica County, MS
If hospital access matters to your plan choice, check quality ratings before you enroll. These are the highest CMS-rated hospitals near Tunica County, MS — click a hospital name to see its full profile and verify it's in your plan's network.
| Hospital | CMS Rating | Distance | Beds |
|---|---|---|---|
| Methodist Hospitals Of Memphis | 4 ★ | 33.7 mi | 1,593 |
| Baptist Memorial Hospital Desoto | 2 ★ | 26.0 mi | 161 |
| Helena Regional Medical Center | Not Rated | 21.8 mi | 48 |
| Highland Hills Medical Center | Not Rated | 22.9 mi | 49 |
| Baptist Memorial Hospital-Crittenden, Inc | Not Rated | 30.7 mi | 11 |
| Perimeter Behavioral Hospital Of West Memphis | Not Rated | 31.3 mi | 54 |
| Parkwood Behavioral Health System | Not Rated | 32.7 mi | 88 |
| Quitman Community Hospital | Not Rated | 32.9 mi | 25 |
| Forrest City Medical Center | Not Rated | 33.0 mi | 118 |
| Crestwyn Behavioral Health | Not Rated | 33.7 mi | 60 |
View all 2 hospitals near Tunica County, MS to check quality before you enroll →
Hospital data from CMS Hospital Compare and Provider of Services file. Distance calculated from center of Tunica County, MS.
Telehealth in Tunica County, MS: Is Your Internet Ready?
Many Medicare Advantage and some Part D plans now include telehealth benefits, making routine check-ins and prescription refills easier from home. But telehealth requires reliable internet—here's a look at connectivity in Tunica County, MS. For official guidance on virtual visits, see Telehealth.HHS.gov from the U.S. Department of Health & Human Services.
Check Internet Providers at Your Address
Telehealth works best with reliable internet. Use this tool (provided free by ISP Reports) to see what's available at your address.
Opens ISP Reports in a new tab. This is not a paid relationship. Special thank you to ISP Reports for allowing free use of their address tool.
Internet Coverage in Tunica County, MS
Internet coverage data from ISP Reports. View full internet report for Tunica County, MS.
Medicare-Relevant Demographics in Tunica County, MS
Understanding Tunica County, MS's demographics helps contextualize why insurers offer the plans they do. Areas with more seniors and higher incomes tend to attract more insurer competition, while areas with higher Medicaid enrollment may have more Dual-Eligible Special Needs Plans (D-SNP) available.
Demographic data from U.S. Census Bureau American Community Survey (2023). View full Tunica County, MS demographics (BestNeighborhood.org).
Local Medicare FAQ: Tunica County, MS
Common decision points based on Tunica County, MS's specific plan market and local healthcare landscape.
How does Tunica County, MS's Medicare Advantage market compare?
Tunica County, MS has 67 Medicare Advantage plans from 8 insurers. This is above the national average of approximately 57 plans, suggesting healthy competition among insurers in this area. The local mix includes 28 HMO and 39 PPO plans. Plan availability updates annually during the Medicare Annual Enrollment Period (October 15 – December 7).
Should I choose an HMO or PPO Medicare Advantage plan in Tunica County, MS?
With limited hospital access nearby, a PPO plan (39 available) could be worth the extra cost for out-of-network coverage, especially if you need to travel for specialized care. In Tunica County, MS, PPO plans are more common, giving you more flexibility options to compare. Always verify your doctors are in-network before enrolling in any plan.
What's the real cost of $0 premium plans in Tunica County, MS?
65 plans (97% of available options) in Tunica County, MS charge $0 beyond the standard Part B premium. This high percentage reflects strong insurer competition in the area. However, $0 premium doesn't mean $0 cost. These plans may have higher copays, coinsurance, or out-of-pocket maximums. In Tunica County, MS, maximum out-of-pocket limits range from $3,300 to an average of $7,420. We recommend calculating your total expected annual cost (premium + copays + drug costs) rather than choosing based on premium alone.
How does the 2026 $2,000 drug cap affect Tunica County, MS beneficiaries?
The Inflation Reduction Act capped annual out-of-pocket drug spending at $2,000 starting in 2025, eliminating the old "donut hole" coverage gap. This applies to all 10 standalone Part D plans in Tunica County, MS.
What this means locally:
- Cost predictability — No matter which of the 10 Part D plans you choose, your drug costs are capped at $2,000/year
- $0 deductible options — Some local plans offer $0 deductibles, meaning coverage starts immediately
- Low-income options — 2 plans meet the regional benchmark for Extra Help/LIS eligibility
While the out-of-pocket cap standardizes maximum costs, formulary coverage still varies significantly between plans. A drug that costs $5/month on one plan's formulary might cost $50 on another. Always check that your specific medications are covered and compare tier placement before enrolling.
See all Medicare FAQs in our complete guide → · Enrollment checklist →
Medicare Glossary · Enrollment Dates & Deadlines · Doctor Questions
About the Data & Editorial Team
Wes Ward
Founder & Data Lead
Wes Ward is the founder of InsuranceDataNow.org and reviews all content for data accuracy and methodology compliance.
With 25+ years in data analytics — including work with highly regulated genomic data at Ancestry.com — Wes brings enterprise-level rigor to consumer data tools. He is also a co-founder of BestNeighborhood.org, CrimeGrade.org, and ISPReports.org.
Role: Reviews and approves all content for data accuracy, source verification, and methodology compliance.
Transparency & Disclosures
InsuranceDataNow is an advertising-supported publisher based in South Jordan, Utah. We are not affiliated with or endorsed by Medicare or the U.S. government.
TPMO Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (24 hours a day/7 days a week) to get information on all of your options.
Sources
- CMS Medicare Plan Finder Data (Part C & D): cms.gov
- CMS Provider Directory: Hospital and pharmacy data from data.cms.gov
- American Community Survey: Demographic data from census.gov
- FCC Broadband Map: Internet availability data from broadbandmap.fcc.gov
- ISP Reports: Internet provider coverage for Tunica County, MS from ispreports.org
- Telehealth.HHS.gov: Official telehealth guidance from U.S. Dept. of Health & Human Services
- BestNeighborhood.org: Community demographic profiles for Tunica County, MS from bestneighborhood.org
All data is sourced from official government databases and trusted third-party providers. Data is updated regularly—see page header for last refresh dates.